AML Analyst – Crypto Exchange

As an AML Analyst at Kooz Advisors And Technologies, you join the Compliance team to safeguard the platform against financial crime. You perform customer due diligence, monitor transactions for suspicious activity, detect fraud, and ensure compliance with AML/PMLA regulations across a crypto exchange operating in a high-stakes compliance environment.

What you'll do

• Review and verify customer KYC documents including PAN, Aadhaar, Passport, Driving License, and other identity and address proofs
• Conduct customer onboarding reviews, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and periodic KYC reviews for high-risk accounts
• Identify forged, tampered, manipulated, or suspicious documents during verification processes
• Monitor customer transactions and identify suspicious patterns, unusual fund movement, mule account behavior, layering indicators, and potential AML risks
• Analyze crypto deposits, withdrawals, trading activity, and fiat transactions for abnormal or high-risk behavior
• Investigate alerts generated through transaction monitoring systems and escalate suspicious cases according to internal procedures
• Perform behavioral and transactional analysis to assess customer risk levels
• Identify fraud indicators including account misuse, identity fraud, unauthorized activity, rapid fund movement, and third-party transaction risks
• Support internal investigations related to suspicious users and policy violations
• Prepare investigation summaries, case notes, and escalation reports for the Compliance team
• Ensure adherence to AML/PMLA guidelines, internal SOPs, and regulatory requirements
• Maintain proper documentation and audit-ready investigation records
• Assist in regulatory reporting, internal reviews, and audit-related activities
• Coordinate with Customer Support, Risk, Operations, Product, and Technology teams on compliance-related actions
• Stay updated with evolving AML typologies, fraud trends, regulatory changes, and crypto-related risks

What you bring

• A Bachelor's degree in any field
• 2 to 5 years of mandatory experience in Banking, Fintech, Payments, NBFC, AML/KYC Operations, Fraud Risk, or Compliance
• A strong understanding of KYC, AML, PMLA, transaction monitoring, and suspicious activity indicators
• Experience handling customer verification, transaction analysis, or fraud and risk investigations
• Strong analytical and problem-solving skills with high attention to detail
• Proficiency in Excel and operational or compliance tools
• Good communication, documentation, and reporting skills
• The ability to work effectively in a fast-paced operational environment

Nice to have

• Prior experience at crypto exchanges or digital asset platforms
• Exposure to transaction monitoring systems, fraud detection tools, or compliance platforms
• AML or KYC certifications or compliance-related training
• Familiarity with blockchain analytics or crypto transaction monitoring tools

What we offer

• Exposure to advanced AML monitoring, fraud detection, and crypto compliance operations
• A learning-driven environment with strong career growth opportunities
• The chance to work in the rapidly growing crypto and fintech industry
• Cross-functional collaboration and real-time risk analysis experience