AML Expert, Process Excellence

As an AML Expert in Process Excellence at Bybit, you sit within the second line of defence function, bridging the gap between regulatory expectation and operational reality. You hold deep AML/CTF subject matter expertise and use it to systematically identify where processes fall short through inefficiency, control gaps, or design flaws, then drive them to a measurably better state. You challenge the first line with authority, propose solutions with precision, and own the outcome.

What you'll do

• Map and critically assess existing AML/CTF processes end-to-end, including CDD, transaction monitoring, screening, SAR, and ongoing due diligence, identifying inefficiencies, control weaknesses, duplication, and regulatory exposure.
• Translate findings into structured, prioritised improvement proposals with clear risk rationale, implementation path, ownership, and measurable success criteria.
• Challenge first-line operational teams constructively but rigorously; hold them accountable to regulatory standards and internal policy without becoming an operational bottleneck.
• Act as internal subject matter authority on AML/CTF regulatory requirements and global best practices, ensuring process design decisions are grounded in current regulatory expectation.
• Track implementation of agreed process improvements through to completion and monitor whether changes deliver the intended effect, escalating where they do not.
• Support regulatory examinations, internal audits, and third-line reviews by providing clear, well-evidenced process documentation and subject matter input.
• Contribute to the AFC risk assessment cycle by surfacing process-level control gaps as input to the overall AML/CTF risk picture.

What you bring

• 7+ years of hands-on AML/CTF experience, with significant exposure to both operational (first line of defence) and oversight (second line of defence) environments; you understand how processes actually run, not just how they are documented.
• A demonstrable track record of identifying process failures and driving material, measurable improvements in an AML or compliance context.
• Strong working knowledge of AMLD IV/V/VI, FATF Recommendations, and EBA AML/CTF Guidelines.
• A structured analytical approach: you can decompose a complex process, identify the critical failure point, and communicate it clearly to both technical and non-technical audiences.
• Credibility and directness: you are comfortable challenging senior stakeholders and first-line management with evidence-based positions.
• Experience in a regulated payments, crypto-asset, or fintech environment.

Nice to have

• CAMS, ICA Diploma, or equivalent AML qualification.

What we offer

• Study Growth Fund to support your professional development and continuous learning.
• Internal events including team-building activities, workshops, and collaborative innovation sessions.
• Global collaboration as part of a diverse, international team working alongside colleagues worldwide.
• Career advancement opportunities within a rapidly expanding global company.
• Internal mobility and long-term development support with internal job opportunities to help you build your career path.

About Bybit

Bybit is one of the world's leading cryptocurrency exchanges and digital financial platforms, established in 2018 and serving over 80 million users across more than 200 countries and regions. The platform delivers a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3, recognised as one of the most trusted and transparent platforms in the digital asset industry.