Associate Director, Finance – Webull Pay (Crypto)

As Associate Director of Finance at Webull Pay, you serve as the designated Chief Financial Officer for regulatory purposes, overseeing all financial operations of a Money Transmitter License (MTL)-regulated cryptocurrency subsidiary. You'll lead financial strategy, regulatory reporting, capital planning, treasury, accounting, internal controls, and audit functions while ensuring compliance with state and federal requirements applicable to a digital asset financial services business. You'll partner closely with executive leadership, legal, compliance, operations, risk management, and external regulators to maintain a strong financial control environment and support continued growth.

What you'll do

• Lead all accounting, finance, treasury, tax, budgeting, forecasting, and financial planning activities
• Develop and execute financial strategies aligned with the company's business objectives
• Provide financial analysis and strategic recommendations to executive leadership
• Oversee cash management, liquidity planning, and capital management
• Ensure timely and accurate preparation of all required state Money Transmitter License financial reports and call reports
• Oversee preparation of GAAP-compliant financial statements
• Coordinate regulatory examinations and financial inquiries from state regulators
• Maintain compliance with applicable financial reporting requirements for regulated money transmission and digital asset activities
• Support enterprise risk management and regulatory compliance initiatives
• Establish and maintain financial controls ensuring proper custody, segregation, reconciliation, and safeguarding of customer fiat and digital assets
• Collaborate with Operations to ensure daily reconciliations of customer balances, custodial accounts, and settlement accounts
• Ensure financial processes comply with regulatory expectations regarding customer asset protection
• Partner with Operations, Compliance, and Engineering to strengthen financial controls around custody infrastructure
• Maintain a robust internal control framework over financial reporting
• Oversee monthly, quarterly, and annual financial close processes
• Implement accounting policies consistent with U.S. GAAP
• Evaluate and improve accounting systems, automation, and financial processes
• Lead annual financial statement audits and coordinate with independent external auditors
• Manage internal audit findings and remediation efforts
• Ensure timely completion of regulatory and financial audits
• Support SOX readiness and internal control enhancements, where applicable
• Manage banking relationships and payment infrastructure
• Monitor liquidity, reserve requirements, and capital adequacy
• Oversee treasury operations supporting fiat and cryptocurrency activities
• Prepare payment invoices
• Foster a culture of accountability, integrity, and continuous improvement
• Collaborate cross-functionally with Compliance, Legal, Risk, Product, Operations, and Technology teams

What you bring

• Bachelor's degree in Accounting, Finance, or a related field
• CPA strongly preferred
• Minimum 5+ years of strong accounting experience or equivalent senior finance leadership role within a regulated crypto financial services organization
• Experience with cryptocurrency, digital assets, fintech, payments, broker-dealer, or banking
• Demonstrated experience managing financial reporting for regulated entities
• Experience preparing and submitting state Money Transmitter License call reports and regulatory financial filings
• Experience overseeing annual financial statement audits
• Strong knowledge of U.S. GAAP and financial reporting standards
• Experience designing and maintaining effective internal controls
• Proven ability to lead finance organizations through periods of growth and regulatory change

Nice to have

• Experience with licensed cryptocurrency exchanges or digital asset custodians
• Familiarity with state Money Transmitter License requirements
• Experience working with customer asset segregation and safeguarding requirements
• Knowledge of stablecoins, blockchain settlement, and digital asset accounting

What we offer

• Base salary of $125,000 to $150,000 annually, plus discretionary bonus
• Comprehensive health coverage including 100% paid medical and dental insurance for employees and dependents, vision insurance
• 401(k) match and short-term disability coverage
• Generous time off that increases with tenure, paid parental leave, personal days, sick time, volunteer days, and company holidays
• Fitness and wellness benefits, plus pet insurance
• Tuition reimbursement for relevant degrees, certifications, and training aligned with your career goals
• Catered breakfast every Monday and lunches every Friday, fully stocked kitchens, and monthly happy hours
• Based in New York Office (44 Wall Street) with in-person collaboration

About Webull Financial

Webull is a leading digital brokerage platform headquartered in St. Petersburg, FL, operating in 14 regions worldwide and serving over 20 million users. The company empowers individual investors with low-fee trading, robust market data, and advanced analytical tools to control their financial futures.