Associate Director, Finance - Webull Pay (Crypto)

Webull Pay, a Money Transmitter License (MTL)-regulated cryptocurrency subsidiary of Webull Corporation, seeks an experienced finance leader to oversee financial operations. You will serve as the designated Chief Financial Officer for regulatory purposes, internally leveled as Associate Director. You will oversee all financial operations, regulatory financial reporting, capital planning, treasury, accounting, internal controls, and audit functions while ensuring compliance with state and federal regulatory requirements applicable to a digital asset financial services business.

What you'll do

• Lead all accounting, finance, treasury, tax, budgeting, forecasting, and financial planning activities aligned with the company's business objectives.
• Provide financial analysis and strategic recommendations to executive leadership.
• Oversee cash management, liquidity planning, and capital management.
• Ensure timely and accurate preparation of all required state Money Transmitter License financial reports and call reports.
• Oversee preparation of GAAP-compliant financial statements.
• Coordinate regulatory examinations and financial inquiries from state regulators.
• Maintain compliance with applicable financial reporting requirements for regulated money transmission and digital asset activities.
• Support enterprise risk management and regulatory compliance initiatives.
• Establish and maintain financial controls ensuring proper custody, segregation, reconciliation, and safeguarding of customer fiat and digital assets.
• Collaborate with Operations to ensure daily reconciliations of customer balances, custodial accounts, and settlement accounts.
• Ensure financial processes comply with regulatory expectations regarding customer asset protection.
• Partner with Operations, Compliance, and Engineering to strengthen financial controls around custody infrastructure.
• Maintain a robust internal control framework over financial reporting.
• Oversee monthly, quarterly, and annual financial close processes.
• Implement accounting policies consistent with U.S. GAAP.
• Evaluate and improve accounting systems, automation, and financial processes.
• Lead annual financial statement audits and coordinate with independent external auditors.
• Manage internal audit findings and remediation efforts.
• Ensure timely completion of regulatory and financial audits.
• Support SOX readiness and internal control enhancements, where applicable.
• Manage banking relationships and payment infrastructure.
• Monitor liquidity, reserve requirements, and capital adequacy.
• Oversee treasury operations supporting fiat and cryptocurrency activities.
• Prepare payment invoices.
• Foster a culture of accountability, integrity, and continuous improvement across finance and cross-functional teams including Compliance, Legal, Risk, Product, Operations, and Technology.

What you bring

• Bachelor's degree in Accounting, Finance, or a related field.
• CPA strongly preferred.
• Minimum 5+ years of strong accounting experience or equivalent senior finance leadership role within a regulated crypto financial services organization.
• Experience with cryptocurrency, digital assets, fintech, payments, broker-dealer, or banking.
• Demonstrated experience managing financial reporting for regulated entities.
• Experience preparing and submitting state MTL call reports and regulatory financial filings.
• Experience overseeing annual financial statement audits.
• Strong knowledge of U.S. GAAP and financial reporting standards.
• Experience designing and maintaining effective internal controls.
• Proven ability to lead finance organizations through periods of growth and regulatory change.

Nice to have

• Experience with licensed cryptocurrency exchanges or digital asset custodians.
• Familiarity with state Money Transmitter License requirements.
• Experience working with customer asset segregation and safeguarding requirements.
• Knowledge of stablecoins, blockchain settlement, and digital asset accounting.

What we offer

• Base salary of $115,000 to $150,000 annually, plus discretionary bonus.
• 100% paid medical and dental insurance for employees and dependents, vision insurance.
• 401(k) match and commuter benefits for NY positions.
• Short-term disability coverage.
• Generous time off that increases with tenure, paid parental leave, personal days, sick time, volunteer days, and company holidays.
• Fitness and wellness benefits, plus pet insurance.
• Tuition reimbursement for relevant degrees, certifications, and training.
• Catered breakfast on Mondays and lunches on Fridays, fully stocked kitchens, and monthly happy hours.

About Webull Financial

Webull is a digital brokerage platform headquartered in St. Petersburg, Florida, operating in 14 regions worldwide and serving over 20 million users. The company provides low-fee trading, robust market data, and advanced analytical tools to empower individual investors.