Backend Architect, Binance Pay & Card

As a Backend Architect on Binance's Pay&Card team, you will architect and build card-related systems end to end. You work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management. Your role shapes the future of digital payments and financial technology.

What you'll do

• Architect, build, and maintain backend systems for card issuing and card lifecycle management
• Lead the technical design and implementation of card certification processes for Visa, MasterCard, Apple Pay, and Google Pay onboarding programs
• Define and drive the system architecture, service boundaries, and integration patterns for card platform services
• Ensure system reliability, scalability, and compliance with payment network standards
• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
• Establish engineering best practices, code quality standards, and technical documentation for the team
• Work hands-on as a builder, not in a pure advisory capacity

What you bring

• 8+ years of backend engineering experience with strong Java and Spring expertise
• Direct experience building or maintaining a card system
• Experience with card certification processes and/or card onboarding programs
• Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
• Understanding of card network standards, payment flows, and compliance requirements

Nice to have

• Experience at a fintech, startup, or crypto company that has issued cards
• Familiarity with card lifecycle management, tokenization, and payment gateway integrations
• Experience working in agile environments with short release cycles

What we offer

• Competitive salary and company benefits
• Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)
• Opportunities for career growth and continuous learning

About Binance

Binance is a leading global blockchain ecosystem and the world's largest cryptocurrency exchange by trading volume and registered users. Trusted by 300+ million people in 100+ countries, Binance offers trading, finance, education, research, payments, institutional services, and more.