Chief Compliance Officer

River is building the world's most trusted financial institution to empower people to take ownership of their financial lives through Bitcoin. You will join River as Chief Compliance Officer to build and own a world-class compliance program end-to-end. You'll manage day-to-day compliance and regulatory obligations, serve as BSA Officer, support River's pursuit of an OCC national trust charter, and be a trusted voice with regulators, examiners, and bank partners as the company grows.

What you'll do

• Lead and grow River's compliance team, setting the bar for how the team operates, hires, and develops
• Serve as River's BSA Officer, owning the BSA/AML and sanctions (OFAC) programs end-to-end, including policy, monitoring, investigations, and reporting
• Build and maintain River's compliance policies and procedures across the business, and run a company-wide training program that keeps pace with how River and the regulatory landscape are changing
• Own River's compliance risk assessment, and ensure the output drives cross-functional project prioritization to address gaps
• Develop and run an independent compliance testing and monitoring function, separate from day-to-day BSA monitoring
• Maintain River's state money transmitter licenses (MTLs), including renewals and license-specific exam readiness, while driving River's OCC national trust charter process forward with executive leadership, outside counsel, and consultants
• Own River's relationships with regulators and compliance leadership at our bank partners
• Manage all regulatory exams, audits, and third-party assessments, from prep through remediation
• Own compliance sign-off on new products and features before launch, so compliance is built in, not bolted on after the fact
• Build repeatable, scalable compliance systems and processes, not one-off fixes, so the program holds up as River grows
• Advise the executive team and Board on regulatory strategy and emerging risk, proactively rather than reactively
• Partner cross-functionally with Operations, Product, and Engineering to embed compliance into how River builds
• Act as a culture carrier for River, modeling how we think about trust, honesty, and rigor internally, not just in front of regulators

What you bring

• Deep experience building and running compliance programs at a regulated financial institution, ideally with BSA Officer experience
• A track record of managing regulatory exams and audits, and building genuine, durable relationships with regulators and bank partners
• Direct experience with OCC processes; charter application experience is a strong plus
• A systems-thinking approach where you solve root problems and build processes that prevent them from recurring, rather than patching symptoms
• Strong people leadership with experience building, managing, and developing a team of analysts
• Excellent communication skills, equally comfortable in a room with examiners, the Board, or an engineer debugging a control
• Strategic and proactive mindset; you see around corners on regulatory risk rather than waiting for it to arrive
• A client-first mindset where you see compliance as a way to protect and serve clients, not just satisfy a regulator, and you look for ways to say yes without compromising the program
• A genuine culture carrier who raises the bar for how the people around you think and work
• Comfort with ambiguity and the pace of a fast-growing company building something that hasn't been built before

What we offer

• Salary of $200,000-$300,000
• Competitive equity
• Unlimited PTO
• Medical, dental, and vision insurance
• 401(k)
• Catered in-office lunches

About River

River is a financial institution empowering people to buy, sell, secure, and use Bitcoin. The company currently operates under state money transmitter licenses and is pursuing an OCC national trust charter. River has raised more than $50 million from leading investors including Goldcrest, Kingsway, Polychain, M13, DG, and Valor, and publicly releases its financials and proof of reserves.