Crypto Collateral Operations Lead

As the Crypto Collateral Operations Lead at Reliable Mortgage Consultants, you design and operate the collateral management framework for crypto-backed mortgage products. You manage a portfolio of 30 to 50 mortgage facilities collateralized by BTC, ETH, and stablecoins, with aggregate exposure of USD 10M to 20M. This role requires building automated LTV monitoring systems, coordinating with custodians on collateral transfers, and executing liquidations when borrowers breach covenant thresholds. You build the collateral operations playbook from scratch and establish best-in-class risk management for crypto-backed real estate lending.

What you'll do

• Run hourly price feeds from Chainlink oracles or CoinGecko APIs and calculate real-time collateral coverage for every active loan
• Issue margin calls via email and SMS when LTV exceeds 75% and execute liquidations when borrowers breach covenant thresholds
• Coordinate with UAE partner banks on collateral requirements and produce weekly risk reports for the credit committee
• Maintain operational SOPs for collateral onboarding, rebalancing, and liquidation
• Build automated LTV monitoring systems and collateral transfer workflows with custody partners
• Hire and train one collateral analyst to support monitoring and customer communication

What you bring

• 5 to 7 years in collateral management, margin operations, or risk management at a crypto lender, exchange, or prime brokerage
• 3 to 5 years managing liquidation workflows and margin call processes for digital asset-backed loans or derivatives
• Strong understanding of loan-to-value calculations, collateral haircuts, and liquidation waterfalls for volatile assets
• Hands-on experience integrating price oracles such as Chainlink or Band Protocol, or market data APIs such as CoinGecko or CoinMarketCap, into operational systems
• Proficiency in building monitoring dashboards using Grafana, Tableau, or custom Python scripts
• Experience working with custody platforms such as Fireblocks, BitGo, or Copper to coordinate collateral transfers and wallet segregation
• Solid understanding of smart contract-based lending protocols such as Aave, Compound, and MakerDAO and their collateral mechanics
• Ability to write clear operational procedures and train junior team members on complex workflows
• Strong communication skills for delivering risk updates to executives and negotiating collateral terms with banking partners
• Bachelor degree in finance, economics, risk management, or a related field (FRM or PRM certification is a plus)

What we offer

• Base salary of USD 145,000 to 180,000 depending on experience and risk management track record
• 18% target annual performance bonus tied to portfolio LTV maintenance and liquidation execution speed
• Token allocation equivalent to 0.15% to 0.30% of managed collateral reserve with 2-year vesting
• USD 6,000 annual travel allowance for quarterly visits to Dubai and partner bank meetings
• Comprehensive health insurance with employer-paid premiums including medical, dental, vision, and mental health coverage
• USD 2,500 annual professional development budget for risk management courses and industry conferences
• 22 days paid time off plus 10 public holidays
• Home office stipend of USD 1,500 for ergonomic setup and dual monitors
• Monthly coworking and internet reimbursement up to USD 250
• Access to institutional risk analytics tools such as Kaiko, Coin Metrics, and Elliptic, and real-time market data feeds