Digital Assets Screening Lead Analyst/Manager (1LOD)

As the Digital Assets Screening Lead Analyst/Manager in Citi's newly established First-Line-of-Defense (1LOD) Financial Crime Operations function, you will oversee day-to-day screening operations, on-chain transaction reviews, and the development of the 1LOD Target Operating Model for digital assets. This role combines blockchain innovation with rigorous banking controls, ensuring digital asset transactions are screened, triaged, and investigated to the highest standards of accuracy and regulatory compliance. Sitting within Citi's Investor Services Operations division, you own front-line risk, execute real-time controls, and lead the team that serves as Citi's first line of defense against financial crime in the digital asset ecosystem.

What you'll do

• Oversee the end-to-end execution of real-time financial crime screening across all digital asset transactions, ensuring timely alert triage, escalation, and resolution within agreed SLAs while maintaining strong operational discipline and backlog management.
• Make risk-based, timely, and well-documented decisions on client digital asset wallets and transaction activity, determining appropriate investigation outcomes and escalation actions.
• Lead complex investigations involving both traditional fiat and digital asset transactions across multiple blockchains, leveraging advanced blockchain analytics and on-chain intelligence to assess transaction risk, source of funds, and exposure to sanctioned entities, mixers, chain-hopping, darknet markets, and other illicit activity.
• Supervise the preparation of high-quality investigative narratives and escalation packages, ensuring that cases meeting established criteria are referred promptly to 2LOD Financial Crime Compliance for review and determination of regulatory reporting obligations.
• Define, document, and continuously enhance the 1LOD Target Operating Model for digital assets screening and investigations, implementing scalable workflows, staffing models, escalation frameworks, and controls aligned with Citi's three-lines-of-defense framework.
• Contribute to the development and maintenance of 1LOD policies, standard operating procedures, training materials, and desktop guides supporting digital asset AML and financial crime control activities.
• Recruit, lead, and develop a high-performing team of screening analysts and investigators, setting clear performance expectations and fostering a culture of accountability, accuracy, and digital asset subject matter expertise.
• Act as the primary 1LOD liaison and owner of the controls framework, partnering closely with Financial Crime Compliance, Legal, Risk, Technology, and Product teams to optimize screening and monitoring tools, drive workflow automation and vendor integrations, and provide key risk metrics, operational performance updates, and trend analysis to senior management and governance forums.

What you bring

• 8+ years of relevant financial crime compliance, screening, or investigations experience within a large or complex financial institution, digital assets fintech, law firm, or regulatory body.
• 3+ years of direct, hands-on experience running AML investigations and screening specifically for digital assets and cryptocurrency cases.
• A Master's degree.
• A proven track record of managing, coaching, and developing teams of financial operations or screening analysts.
• Deep working understanding of blockchain mechanics, cryptocurrency transactions, wallet structures, DeFi protocols, and on-chain risk behaviors such as mixer usage, chain-hopping, and darknet exposure.
• Hands-on proficiency with industry-standard blockchain analytics platforms such as Chainalysis (Reactor/KYT), TRM Labs, and Elliptic, combined with a solid understanding of financial markets, banking operations, and traditional payment rails (wire, ACH, check) supporting hybrid fiat-to-crypto investigations.
• Understanding of BSA/AML concepts, the USA PATRIOT Act, FinCEN regulations, OFAC sanctions compliance, MiCA regulations, and broader financial crime risk management principles.
• Exceptional analytical and problem-solving skills with a detail-oriented approach to investigations, due diligence, case documentation, and alert dispositioning; outstanding written and verbal communication skills; ability to make and defend risk-based decisions in a fast-paced, high-volume environment.

Nice to have

• CAMS (Certified Anti-Money Laundering Specialist) certification.
• CFE (Certified Fraud Examiner) certification.

What we offer

• Base salary of zł340,990 to zł580,610 per year.
• Employer-paid Defined Contribution Pension Plan contribution of 6% of pensionable earnings.
• Employer-paid Private Medical Care Package for employees and preferential rates for certain family members.
• Employer-paid Life Insurance Program for employees and preferential rates for certain family members.
• Employee Assistance Program financed by the employer.
• Paid Parental Leave Program including statutory maternity and paternity leave plus 2 weeks additional paid paternity leave.
• Sport Card for employees subsidised via the Social Benefits Fund and preferential rates for certain family members.
• Additional benefits from the Company's Social Benefit Fund, including Holidays Allowance, support for sport and cultural activities, and team building events.
• An additional day off for volunteering.
• Cafeteria/flex benefit system enabling you to select and purchase benefits offered by a provider.
• Opportunity to receive an annual discretionary incentive award.
• Special offers and discounts for employees.
• Hybrid working model with up to 2 days working from home per week.
• Business casual workplace environment.

About Citi

Citi is a global financial institution whose mission is to serve as a trusted partner to clients by responsibly providing financial services that enable growth and economic progress. Citi is launching pioneering digital assets custody and settlement capabilities and establishing robust First-Line-of-Defense Financial Crime Operations functions to support this expansion.