Director of Crypto Compliance

As Director of Crypto Compliance at Ria Money Transfer, you own the compliance vertical for Ria's expansion into stablecoin rails and cross-border payment infrastructure. You will be equally fluent in crypto and traditional fiat financial worlds, moving fast and building the compliance foundation as the business builds the product. This is a hands-on, builder role where you advise Product, Tech, and Business teams on new stablecoin products, partners, and rails, and you decide what "doing it right" looks like, then make it happen.

What you'll do

• Drive the strategy and roadmap for Ria's stablecoin vertical, including stablecoin settlement and on-ramp/off-ramp services within the network
• Advise Product, Tech, and Business teams on new stablecoin products and features from concept through launch, translating regulation into practical, product-ready requirements
• Advise on broader crypto asset trading and tokenized assets as the business explores these areas, providing forward-looking regulatory and risk perspective ahead of any future launch
• Identify and assess the financial crime risks specific to crypto and stablecoins, including blockchain-based typologies, wallet risk, mixing/obfuscation, sanctioned addresses, and mule activity, and build the controls to manage them
• Lead the selection, implementation, and ongoing calibration of crypto compliance tooling in partnership with Tech and Product
• Design and maintain the crypto AML/CTF and sanctions framework, including risk assessments, policies, procedures, and controls, aligned to relevant US and global standards
• Oversee transaction monitoring, wallet screening, and sanctions screening specific to crypto and stablecoin flows, ensuring tools are properly tuned and effective
• Act as the internal subject matter expert on crypto financial crime, advising investigations, first-line teams, and senior management on emerging typologies and escalations
• Serve as the crypto compliance point of contact for US and international regulators, auditors, and senior management, and represent the vertical in examinations and licensing discussions
• Partner with vendors and blockchain analytics providers to keep Ria ahead of emerging typologies and regulatory change
• Report on crypto compliance risk, KRIs, and program status to senior leadership

What you bring

• 7+ years in AML/CTF, financial crime, or regulatory compliance, with meaningful hands-on experience in crypto or digital assets
• Deep working knowledge of both crypto-native risk including blockchain forensics, wallet/address risk, and stablecoins, and traditional fiat AML/CTF and payments compliance
• Strong knowledge of the US regulatory landscape for crypto and stablecoins, including FinCEN/BSA requirements, OFAC sanctions, state money transmitter licensing, and emerging federal stablecoin legislation
• Direct experience implementing or overseeing blockchain analytics tooling and crypto custody/settlement infrastructure
• Working understanding of the international crypto regulatory landscape such as FATF, Travel Rule, MiCA, VARA, or equivalent regimes, and how it applies practically to product and operations
• High agency, urgency, and a bias toward action
• Strong stakeholder management skills, able to work directly with Product, Tech, Legal, and senior leadership
• Excellent written and verbal communication skills

What we offer

• Competitive salary and incentive
• Paid vacation, personal days, sick time, and holidays
• Health, dental, vision and life insurance
• 401(k) retirement plan with company match
• Employee Stock Purchase Plan
• Global Language Program offering language learning opportunities
• Wellness initiatives supporting physical, mental, and financial well-being
• Learning, development, and tuition assistance programs

About Ria Money Transfer

Ria Money Transfer, part of Xe, is a global leader in currency exchange and international money transfers trusted by over 300 million people each year. Backed by Euronet, Ria processes more than $115 billion in global payments annually and provides services across 130+ currencies in 190+ countries.