Director of Crypto Compliance

As Director of Crypto Compliance at Ria Money Transfer, you own the compliance vertical for Ria's expansion into stablecoin rails and next-generation cross-border payment infrastructure. You will be equally fluent in crypto and traditional fiat financial worlds, building the compliance foundation as the business builds the product. This is a hands-on, builder role where you advise the business on new stablecoin products, partners, and rails, deciding what "doing it right" looks like and making it happen.

What you'll do

• Drive the strategy and roadmap for Ria's stablecoin vertical, including stablecoin settlement and on-ramp/off-ramp services within the network
• Advise Product, Tech, and Business teams on new stablecoin products and features from concept through launch, translating regulation into practical, product-ready requirements
• Advise on broader crypto asset trading and tokenized assets as the business explores these areas, providing forward-looking regulatory and risk perspective
• Identify and assess the financial crime risks specific to crypto and stablecoins, including blockchain-based typologies, wallet risk, mixing/obfuscation, sanctioned addresses, and mule activity, and build the controls to manage them
• Lead the selection, implementation, and ongoing calibration of crypto compliance tooling in partnership with Tech and Product
• Design and maintain the crypto AML/CTF and sanctions framework, including risk assessments, policies, procedures, and controls, aligned to relevant US and global standards
• Oversee transaction monitoring, wallet screening, and sanctions screening specific to crypto and stablecoin flows, ensuring tools are properly tuned and effective
• Act as the internal subject matter expert on crypto financial crime, advising investigations, first-line teams, and senior management on emerging typologies and escalations
• Serve as the crypto compliance point of contact for US and international regulators, auditors, and senior management, representing the vertical in examinations and licensing discussions
• Partner with vendors and blockchain analytics providers to keep Ria ahead of emerging typologies and regulatory change
• Report on crypto compliance risk, KRIs, and program status to senior leadership

What you bring

• 7+ years in AML/CTF, financial crime, or regulatory compliance, with meaningful hands-on experience in crypto or digital assets
• Deep working knowledge of both crypto-native risk (blockchain forensics, wallet/address risk, stablecoins) and traditional fiat AML/CTF and payments compliance
• Strong knowledge of the US regulatory landscape for crypto and stablecoins, including FinCEN/BSA requirements, OFAC sanctions, state money transmitter licensing, and emerging federal stablecoin legislation
• Direct experience implementing or overseeing blockchain analytics tooling and crypto custody/settlement infrastructure
• Working understanding of the international crypto regulatory landscape (FATF, Travel Rule, MiCA, VARA, or equivalent regimes) and how it applies practically to product and operations
• High agency, urgency, and a bias toward action
• Strong stakeholder management skills, able to work directly with Product, Tech, Legal, and senior leadership
• Excellent written and verbal communication skills

What we offer

• Competitive salary and incentive
• Paid vacation, personal days, sick time, and holidays
• Health, dental, vision, and life insurance
• 401(k) retirement plan with company match
• Employee Stock Purchase Plan
• Global Language Program offering language learning opportunities
• Wellness initiatives supporting physical, mental, and financial well-being
• Learning, development, and tuition assistance programs

About Ria Money Transfer

Ria Money Transfer, part of the Xe family, is a global leader in currency exchange and international money transfers trusted by over 300 million people annually. The company processes more than $115 billion in global payments each year, backed by Euronet, and provides currency services across 130+ currencies and 190+ countries.