Financial Controller (Remote - Work from Anywhere)

As Financial Controller at Xapo Bank, you own the integrity of financial reporting across the Xapo group, a Bitcoin-first, regulated credit institution headquartered in Gibraltar. Reporting to the Director of Finance, you lead the Financial Controlling and Regulatory Reporting teams through each cycle from first draft to sign-off: consolidated and entity financial statements under IFRS and FRS 102, the multi-entity close, regulatory returns to the GFSC and FCA, and the external audit. You apply IFRS to crypto assets, shape accounting positions and policies, and work with the finance transformation team to build AI and automation into the close and reporting process. This is a fully remote position.

What you'll do

• Prepare the group's consolidated and entity financial statements under IFRS and FRS 102, from first draft to sign-off.
• Run month-end and year-end close for a multi-entity group in Gibraltar and the UK, including consolidation and intercompany eliminations.
• Oversee the statutory accounts of each group entity and ensure the internal control system stays accurate and keeps its integrity.
• Lead regulatory reporting to the GFSC and FCA, including prudential returns on capital and liquidity and periodic management accounts.
• Work with Data, Operations, Compliance and other teams to prepare client asset reporting.
• Keep up with regulatory change and update reporting when requirements change.
• Run the group external audit from planning through fieldwork, queries and sign-off, acting as the main contact between Xapo and the auditors.
• Support the Director of Finance on technical accounting, including the treatment of crypto assets under IFRS, and write technical accounting positions.
• Own tax compliance and manage external tax advisors, including the tax treatment of crypto assets.
• Improve finance processes and NetSuite reporting, and work with the finance transformation team to build AI and automation into close and reporting.
• Lead and develop the Financial Controlling and Regulatory Reporting teams, fostering strong performance, accountability, and collaboration.

What you bring

• A Bachelor's degree in Accounting, Finance or a related field.
• At least 5 years as a Controller leading an accounting function.
• Experience in a bank, fintech or crypto business.
• Strong technical knowledge of IFRS and FRS 102, with experience preparing financial statements under both.
• Crypto asset accounting under IFRS, including fair value revaluation and on-chain reconciliations, backed by a working understanding of blockchain.
• Regulatory reporting experience, including Basel capital and liquidity returns (for example, COREP).
• External audit experience.
• NetSuite proficiency.
• Advanced Excel and Google Sheets skills.
• Experience leading and developing a finance team.
• Clear writing ability, able to explain complex numbers to non-finance colleagues and handle regulator and auditor correspondence in a fully remote team.
• Strong analytical skills, sound judgement and high standards of integrity.
• A dedicated workspace and a reliable internet connection with the fastest speed possible in your area.

Nice to have

• A qualified accountant status (ACA, ACCA, CIMA or equivalent).
• GFSC or FCA exposure.
• SQL or BI tools such as BigQuery or Looker.
• Experience using AI tools in previous finance roles and comfort working alongside AI-driven automations and checking their output.

What we offer

• 100% remote work from anywhere in the world.
• Flexible PTO plan.
• A yearly budget for your individual learning and development goals.

About Xapo Bank

Xapo Bank is a fully distributed team of over 160 employees working remotely from 50+ countries worldwide. A Bitcoin-first, regulated credit institution headquartered in Gibraltar, Xapo Bank is building a world that enjoys economic freedom and wealth protection, no matter where you live.