Financial Crimes Associate

As a Financial Crimes Associate at Figure Technology Solutions, you will manage alerts and escalations of potential suspicious incidents in real time to combat fraud and resolve potential money laundering issues. You join a growing Financial Crimes team and work closely with investigators to review escalations from other business lines, assess customer applications for onboarding, and monitor transaction alerts across traditional and crypto products with a focus on fraud detection and loss prevention.

What you'll do

• Assist in the administration of the Bank Secrecy Act and Fraud Program, with primary emphasis on transaction monitoring, fraud incidents, and supporting Figure's obligations under federal law and regulations governing the reporting of suspicious or criminal activity, including money laundering, potential terrorist financing, fraudulently obtained loans, and other banking and lending-related activity.
• Monitor assigned operational tasks and identify fraud, minimize loss by taking action and escalating incidents to management as appropriate, and deploy mitigation strategies that balance customer satisfaction with fraud prevention.
• Maintain a thorough understanding of state and federal laws and regulations related to bank secrecy and anti-money laundering.
• Evaluate customer transactions and applications using manual and automated processes for evidence of fraud and BSA-targeted acts.
• Escalate incidents and cases to ensure SARs and Elder/Financial Abuse reports are filed within federal timeframes, and maintain compliance with Customer Identification Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Office of Foreign Assets Control (OFAC), and Elder/Dependent Abuse requirements.
• Assist in transaction monitoring and in the administration and mitigation of alerts.
• Adhere to all company security policies and data handling procedures, complete mandatory security awareness training within required timeframes, and promptly report any suspected security incidents or suspicious activity to the Security team.

What you bring

• 1+ years of experience related to anti-money laundering, fraud, or compliance in a financial institution, or relevant law enforcement experience.
• Strong problem-solving and analysis skills, combined with effective judgment and excellent oral and written communication skills.
• General knowledge of fraud and/or AML operations, policies, and procedures.
• Ability and willingness to communicate effectively in providing fraud and BSA/AML guidance and expertise to other staff, and to prepare clear and concise written documents.
• Strong organizational and time management skills.
• Comfort making impactful decisions in a fast-paced environment.
• Enthusiasm and interest in fraud and BSA/AML compliance and related services.

Nice to have

• CAMS, CFE, or other compliance certifications.

What we offer

• Base compensation of $28.46-$42.69 per hour, with a 25% annual bonus target paid quarterly and company equity in the form of RSUs.
• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans.
• Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.
• Employer-paid life and disability insurance.
• 11 observed holidays and a PTO plan.
• Up to 12 weeks of paid family leave.
• Continuing education reimbursement.
• Schedule is Saturday to Wednesday.
• This role may require work on weekends or unusual hours that could extend into late evenings or early mornings, depending on business need.

About Figure

Figure Technology Solutions (Nasdaq: FIGR; OPEN: FGRS) is the market leader in real-world asset (RWA) tokenization and operates the leading blockchain-native capital marketplace for origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace, with Figure and its partners having originated over $30 billion in loans to date. The company has received triple-A ratings from S&P and Moody's on multiple loan securitizations, the first of its kind for blockchain finance, and is recognized as one of Forbes' Top 50 Fintech Companies and CNBC's World's Top Fintech Companies.