Lead Compliance Officer

As Lead Compliance Officer at CryptoProcessing by Coinspaid, you provide independent oversight of compliance with Estonian regulations, MiCA requirements, and the Payment Institution framework. You work with a remote-first fintech company that has served over 1,000 clients across iGaming, travel, and other sectors for more than a decade, helping businesses accept digital assets and convert them to fiat.

What you'll do

• Ensure independent oversight of compliance with Estonian regulations, MiCA requirements, and the Payment Institution (PI) framework
• Monitor regulatory developments and assess their impact on the business, providing clear guidance to stakeholders
• Maintain and periodically review compliance policies and procedures, ensuring alignment with regulatory expectations
• Execute a risk-based Compliance Monitoring Programme, including control testing and thematic reviews
• Identify compliance gaps, issue recommendations, and track remediation actions
• Maintain key compliance registers and documentation for internal and regulatory purposes
• Act as a point of contact with the Estonian FSA (Finantsinspektsioon) and support regulatory submissions, inspections, and requests
• Provide independent compliance advice to business teams, including review of new products and services within MiCA and PI scope
• Support licensing and regulatory authorisation processes
• Deliver compliance training and promote a strong compliance culture across the organisation

What you bring

• A Bachelor's or Master's degree in Law, Finance, Economics, or a related field
• Minimum 3-5 years of relevant compliance second line of defence experience within the Estonian financial services sector
• Strong knowledge of MiCA, Estonian AML/CFT framework, and Payment Institution and EMI regulations
• Fluency in Estonian (mandatory)
• Fluency in English (mandatory)
• Relevant professional certification such as CAMS, ICA, or ACAMS (strongly preferred)

What we offer

• Flexible monthly benefit bar of up to €250 to spend on what matters most to you, from sports and mental health to coworking, home office, or medical expenses
• Fully remote work from almost anywhere, with optional office access and relocation support
• Budget for courses, certifications, professional development, and language learning support
• Medical insurance or reimbursement depending on your location
• Access to mental health support and financial support for important life events
• Team offsites and company events
• Merch shop with rewards system
• Flexible, async-friendly work environment

About CryptoProcessing by Coinspaid

CryptoProcessing by Coinspaid is an Estonia-licensed stablecoins payment provider with over 10 years of industry experience serving more than 1,000 clients across sectors from iGaming to travel. The company combines fintech pace with a long-term approach to building products and careers, operating as a remote-first organisation focused on ownership, trust, and collaboration.