MLRO/Deputy MLRO (Dubai)

Crypto.com is seeking an experienced MLRO/Deputy MLRO to lead the company's AML/CTF/PF framework across its UAE operations in Dubai. This senior role oversees regulatory compliance for payment services and digital-asset activities, maintains effective relationships with UAE regulators, and provides strategic guidance to the Board and senior leadership on financial crime risks. You will bring strong UAE regulatory expertise, proven compliance experience, and preferably a background in the cryptocurrency or broader digital-assets industry.

What you'll do

• Act as the Money Laundering Reporting Officer (MLRO) or Deputy MLRO for UAE operations
• Facilitate the development and maintenance of an appropriate compliance culture within the company in the UAE
• Ensure robust policies and controls are in place and aligned with AML/CTF/PF regulatory requirements in the UAE
• Develop and manage business-wide risk assessment, provide regulatory updates to the Board on the state of AML programs and material changes to mitigate risks in the UAE, and escalate any significant risks as appropriate
• Monitor, review, and communicate to all relevant stakeholders any significant regulatory developments within the business environment in the UAE, actively developing technical knowledge in relation to the regulatory framework governing VASP and SVF licences in the UAE
• Maintain relationships with regulators such as the Central Bank of UAE, VARA, and other relevant authorities in the UAE
• Oversee the effective implementation of internal financial crime compliance policies and procedures for both payment services and crypto asset related business activities
• Deliver AML/CTF/PF training to the company's employees, board members, and relevant stakeholders, particularly those related to VASP and SVF licences
• Liaise with internal stakeholders such as Legal, Compliance, Finance, IT, and Security, as well as external counsel and consultants, to ensure accurate reporting to regulatory bodies in the UAE
• Monitor and report suspicious activities to the FIU and respond to law enforcement requests and inquiries in the UAE as appropriate
• Perform regular internal reviews to ensure compliance with all AML/CTF/PF regulatory requirements in the UAE
• Prepare and implement action plans to remedy any identified regulatory compliance shortfalls for the UAE market and escalate recommendations to senior leadership on required actions
• Perform other duties and responsibilities as needed to ensure compliance with regulatory requirements in the UAE in accordance with the company's global standards

What you bring

• Minimum of three years of relevant experience working within a regulated financial institution, a regulatory authority, or a law firm handling compliance matters relating to AML and applicable payments services and other traditional finance laws and regulations
• A locally recognized qualification in the UAE related to the role
• An understanding of AML regulations and payments services legislation within the banking and financial services industry in the UAE, particularly for crypto assets
• The ability to understand regulatory requirements versus "best practices" in compliance, coupled with the ability to distill important information from regulatory guidance, statutes, regulations, and audit findings, and determine how it impacts the business
• Excellent written, verbal, and interpersonal communication skills and a proven history of working effectively with people at all levels across a decentralized, international, and matrixed environment
• A motivated, solution-oriented approach with the ability to work successfully across multiple cultures and demonstrated success working both within a team and independently
• The ability to perform and execute to a high standard

Nice to have

• Experience within the digital assets industry (cryptocurrency)

About Crypto.com

Crypto.com is a regulated digital-asset and payments services platform operating across the UAE with operations in Dubai.