Ongoing Monitoring Analyst

As an Ongoing Monitoring Analyst at BVNK, you join the Customer Portfolio Risk team, serving as a critical line of defense in managing the long-term health and compliance of our global client base. You'll work closely with Operations, Trading, Sales, and Management to conduct periodic reviews, perform deep-dive data analysis, and manage ongoing screening alerts for our corporate clients across 130+ countries.

What you'll do

• Manage ongoing due diligence and periodic review cycles for Corporate clients, ensuring long-term adherence to best practices in compliance and risk management
• Conduct and manage the full lifecycle of scheduled Annual Periodic Reviews (APRs), Embedded Partner Customer Reviews (EPC APRs), and Event-Driven Reviews (EDRs) to ensure the portfolio remains within risk appetite
• Perform deep-dive data analysis by reviewing 12-month transaction histories via Snowflake, validating that client activity aligns with their declared business profile and expected volumes
• Conduct screening and due diligence checks such as Sanctions, PEPs, and Adverse Media, and resolve any potential matches or flags
• Manage account changes, nested flow requests, and coordinate account terminations in accordance with CPR policies
• Accurately identify Ultimate Beneficial Owners (UBOs) and Directors of Corporate clients, and gather all relevant details in line with internal policies
• Collect, review, and verify all required documentation for Periodic Reviews in accordance with company policies and regulatory requirements
• Ensure compliance with all relevant laws, regulations, and internal standards, as well as external industry best practices
• Monitor and resolve ongoing screening alerts such as Sanctions, PEPs, and Adverse Media generated by automated monitoring of the existing client base
• Make informed, case-by-case decisions regarding the need for further investigations or Enhanced Due Diligence (EDD) based on newly identified risk factors or transaction anomalies
• Re-evaluate and update risk assessments for existing customers following BVNK's approval and escalation protocols as their business activity or profile evolves
• Identify and suggest improvements to ongoing monitoring workflows and surveillance tools to enhance efficiency, detection capabilities, and customer experience

What you bring

• Fluent English with strong written and verbal communication skills
• Minimum 2 years of experience in B2B corporate customer onboarding and ongoing due diligence within the payments, fintech, or forex industry
• Previous experience in a fintech or payments environment with a good understanding of KYC/AML practices
• Demonstrated experience reviewing clients with complex ownership structures and from high-risk industries
• Proven ability to review and manage various legal entity types, including private limited companies, partnerships, trusts, and foundations
• Strong research and analytical skills, with the ability to identify UBOs and assess corporate documentation
• Hands-on experience using Salesforce or similar CRM tools for customer management and workflow tracking
• Ability to work under pressure in a fast-paced, high-growth environment while maintaining high standards for accuracy, productivity, and compliance
• Comfortable managing multiple cases simultaneously, with strong organizational and time management skills

What we offer

• Competitive salary of €25,000-€35,000 EUR (based on candidate experience and relevant certifications)
• Flexible working hours with hybrid working at its heart
• A flexible approach to holiday
• Opportunities to travel to offices around the world
• An open and creative environment where you can help define the future of BVNK

About BVNK

BVNK is a stablecoin-powered financial stack for enterprises, now part of Mastercard. The company enables businesses to build financial products, unlock new markets, and move money in seconds across 130+ countries with 40+ licenses for fiat and digital assets globally. Trusted by industry leaders like Corpay, Deel, and Flywire, BVNK delivers the infrastructure that makes new forms of money usable within the financial systems customers already rely on today.