Reconciliation Analyst

As a Reconciliation Analyst at BVNK, you will ensure the absolute integrity of financial records across both fiat and digital assets. You join a team that values automation and AI-driven efficiencies, delivering accurate internal and external reconciliations while identifying ways to optimise workflows. You'll investigate complex discrepancies and collaborate with Product and Engineering teams to support BVNK's growth and regulatory excellence.

What you'll do

• Perform complex reconciliations across various entities, covering bank accounts, customer accounts, and intercompany transactions across both fiat and digital assets
• Proactively leverage automation tools and AI-powered solutions to transition manual processes into efficient, tech-led workflows
• Import and manage internal and external data sets, recording daily cash balances and monitoring fund movements to ensure timely resolution of outstanding transactions
• Create and maintain daily reconciliation templates for all group entities and ensure system and client data accuracy, including NAV reporting
• Ensure all reconciliations align with financial records to support the preparation of financial statements and month-end, quarter-end, and year-end closing processes
• Act as a key point of contact for internal and external audits, providing detailed documentation, methodology explanations, and root-cause investigations for discrepancies
• Oversee new product journeys and lead the implementation of improved, standardised reconciliation processes
• Work alongside Treasury and Payment Operations to refine reporting outputs and partner with Product and Engineering to test new external provider integrations
• Collaborate with Engineering teams to embed AI and automation into the core reconciliation stack
• Assist the Reconciliations Manager with ad-hoc business requests and strategic projects to drive broader company initiatives

What you bring

• A degree-level qualification in Financial Management, Business Management, or a related field
• 2+ years of experience in reconciliations or financial services
• A strong interest in AI and automation, with proven examples of leveraging technology to improve a process
• Exceptional attention to detail and the ability to maintain accuracy in a high-pressure environment
• Ability to present complex financial findings and workflows to senior leadership clearly

Nice to have

• Fintech experience

What we offer

• Competitive salary: €30,000-€50,000 EUR (Bulgaria), €35,000-€50,000 EUR (Spain), €32,000-€50,000 EUR (Malta), or €30,000-€50,000 EUR (Poland), based on candidate experience and relevant certifications
• Flexible working hours with hybrid working
• A flexible approach to holiday
• Opportunities to travel to offices around the world

About BVNK

BVNK is the stablecoin-powered financial stack for enterprises, now part of Mastercard. The company enables businesses to build financial products, unlock new markets, and move money in seconds across 130+ countries, with 40+ licenses for fiat and digital assets globally. Trusted by industry leaders like Corpay, Worldpay, Deel, and Flywire, BVNK delivers the infrastructure that makes new forms of money usable within the financial systems customers already rely on today.