Senior Product Manager - Core

As a Senior Product Manager for Core at Coinflow, you own a high-impact surface area across risk and compliance infrastructure, sitting at the center of internal tooling, fraud and decisioning systems, and vendor and banking partner onboarding. You'll work closely with engineering, data, operations, and the compliance team to design and ship tools that make internal teams faster, risk decisions smarter, and the platform more defensible. This is a high-ownership, high-ambiguity role where you operate with limited structure, identify problems before they're handed to you, and drive execution end-to-end.

What you'll do

• Own internal tooling for risk and compliance by identifying gaps in how internal teams work and building systems that make them faster and more accurate
• Drive process clarity through product by translating ambiguous, manual workflows into structured, scalable tools
• Build risk-adjacent product including case management, onboarding flows, decisioning logic, and fraud reporting surfaces
• Own global payments vendor procurement: research and identify pay-in and payout providers across target markets, run structured evaluations across pricing, coverage, compliance posture, and technical fit, drive MSA and legal review, and own the vendor relationship post-onboarding
• Work directly with engineering and data to turn complex operational requirements into clear, shippable product
• Contribute across the product org as you ramp, taking on generalist product work across pay-in, payout, and orchestration beyond the risk surface
• Drive decisions with data by analyzing performance, surfacing insights, and iterating quickly

What you bring

• 4+ years of product management experience
• A track record of shipping end-to-end from ambiguous problem to production
• Comfort owning a problem space without a roadmap handed to you
• Strong communication skills and the ability to work across technical and non-technical stakeholders
• An extremely high bias for action: you move fast, default to building, and unblock yourself
• Operational fluency: you can sit with a compliance analyst or underwriter, understand their workflow in depth, and translate that into product requirements
• Meticulous attention to detail, thinking through edge cases, failure modes, and the messy realities of how internal teams actually work
• An obsession with customer experience and the desire to deliver world-class UI/UX internally or externally
• A deeply data-driven approach: you rely on metrics, not intuition, to make decisions
• A genuine interest in payments and risk, and a desire to work on hard, high-stakes problems
• Commercial and operational fluency across payments rails: you understand how different pay-in and payout providers work, what makes one better than another in a given market, and how vendor selection affects pricing, compliance exposure, and product capability
• A builder mindset with real ownership and the drive to treat the product as yours

Nice to have

• Experience in payments, fintech, or financial infrastructure
• Experience building internal tooling or operational products
• Experience in global payments vendor procurement or partnerships
• Exposure to compliance, fraud, underwriting, or risk workflows
• Experience working with data or ML-driven products

What we offer

• Base salary range of $150,000-$200,000 USD, depending on experience, education, skills, qualifications, and business needs
• An equity grant, allowing you to share in the long-term success of the company
• Health and wellness benefits
• 401(k) savings plan
• Flexible time off

About Coinflow

Coinflow is a next-generation payment service provider founded in 2023, serving marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide with stablecoins, AI-driven fraud prevention, and instant settlement. Since its seed round in 2024, the company has achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In October 2025, Coinflow announced a $25M Series A led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures.