Senior Risk & Fraud Investigator

As a Senior Risk & Fraud Investigator at Binance.US, you join the Risk team to assess complex cases and identify patterns or anomalies within intricate transactions, workflows, and risk management procedures. You collaborate regularly with partner teams such as Risk Operations, Customer Success, Compliance, and Data to drive innovation across risk programs and processes. You conduct time-sensitive, thorough investigations focused on fraudulent or high-risk activities, including account takeover, identity theft, and scams, while maintaining meticulous records and developing training and workflows for risk operational teams.

What you'll do

• Investigate complex fraud situations including account takeover, elder and vulnerable abuse, and identity theft
• Secure accounts by placing blocks to prevent financial loss
• Identify fraud trends and communicate them to management
• Conceptualize, develop, and implement process improvements
• Adapt to and manage multiple assignments while working independently
• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning
• Work closely with partner teams such as Risk Operations, Customer Success, Compliance, and Data to encourage innovation and have an impact on overall risk programs, processes, and workflows
• Apply understanding of blockchain analysis to investigations
• Document and provide monitoring sessions to Risk Ops and Training/QA teams

What you bring

• 5+ years of experience in transaction monitoring, fraud investigations, financial crimes, or AML
• Proven experience investigating complex fraud cases, including account takeover, identity theft, and high-risk user behavior
• Strong understanding of blockchain analysis and cryptocurrency investigations
• Ability to independently manage multiple investigations with high accuracy and attention to detail
• Strong analytical, critical thinking, and problem-solving skills
• Excellent written and verbal communication skills, including the ability to present findings clearly
• Experience working cross-functionally with risk, compliance, and operational teams
• Demonstrated ability to engage with law enforcement, regulators, or external partners, including leading conversations or trainings

Nice to have

• Experience with blockchain analytics tools such as Chainalysis, TRM Labs, Elliptic, or CipherTrace
• Certifications such as CAMS, CFE, or CFCS
• Experience with Sardine

What we offer

• Unlimited PTO for salaried full-time employees
• Mental wellness benefits including free 1:1 virtual visits with a licensed mental wellness professional
• Comprehensive competitive health benefits
• Fully remote work with work-from-home equipment reimbursements available to new hires
• Annual professional development budget
• Free 1:1 virtual visits with a career coach
• 401k plan with employer match

About Binance.US

Binance.US is a licensed and regulated U.S. cryptocurrency exchange where users can buy, trade, hold, and earn digital assets. Recognized as a top U.S. crypto platform by Forbes and Business Insider, Binance.US leads the industry with low fees, an advanced trading engine, strong security and reliability, and a robust compliance framework. All roles supporting Binance.US are employed via BAM Management US Holdings Inc. or BAM Management Canada Holdings Inc.