Senior Treasury Manager - Liquidity Management

As a Senior Treasury Manager at Ripple, you lead global liquidity management for an enterprise blockchain company processing $50B in lifetime transactions. Reporting to the senior manager of global liquidity management, you own daily cash positioning across regions, build forecasting infrastructure, optimize pooling and yield, and serve as the treasury owner for Brazil and Latin America, navigating local regulatory requirements and capital controls.

What you'll do

• Run daily global liquidity positioning, positioning cash and crypto assets across all regions and entities to meet global obligations and fund products on time
• Build and maintain daily, weekly, and monthly liquidity forecasts for every subsidiary and business owner, with local-currency and USD views
• Lead global cash and stablecoin pooling to minimize idle balances, improve yield, and design efficient funding structures across entities, currencies, and time zones
• Shape and execute netting, in-house bank, and follow-the-sun liquidity models that work across jurisdictions while adapting to local legal, tax, and regulatory constraints
• Deliver periodic global cash reports and forecasts that give management clear visibility into balances and sources and uses of cash
• Partner with Finance to define, report on, and drive improvement in working capital metrics
• Work with treasury leadership to shape and execute global treasury management system strategy across business lines and develop tools that support day-to-day liquidity management, including bank connectivity and data capture
• Monitor and build infrastructure to mitigate foreign-currency exposure from assets and liabilities globally, including emerging market currencies where hedging is limited or costly
• Own relationships with global and regional banking partners, including local FX and settlement providers, to implement liquidity and investment strategies
• Build strong working relationships with Accounting, Finance Ops, Tax, Compliance, Crypto Ops, and other teams, and guide decisions on how cash and cash equivalents are used
• Serve as the treasury owner for Brazil and the broader Latin American region, accounting for local banking infrastructure, settlement cycles, capital controls, and currency convertibility constraints
• Partner with Tax, Legal, and Compliance to ensure liquidity movements comply with Brazilian and regional FX and capital flow rules, including central bank registrations and declarations for cross-border flows, intercompany loans, capital injections, and dividends
• Ensure treasury data supports local regulatory and central bank filings and clarify internal ownership of each
• Monitor developments in Brazilian and regional regulation, including virtual asset and stablecoin frameworks, and translate them into treasury process and policy updates
• Mentor new hires and junior team members and help build regional treasury capability

What you bring

• 8+ years of Treasury experience at a multinational corporation, financial institution, remittance company, or crypto company
• Track record leading daily cash management and cash forecasting across global entities
• Experience designing and implementing netting, a global in-house bank, or follow-the-sun liquidity structures
• Hands-on experience with bank data integration and analysis
• Experience managing FX exposure across multiple currencies, including emerging markets
• Success building reporting, accountability, and performance mechanisms that help a team operate at a high level
• Hands-on experience with Brazilian FX and capital flow regulation, including BCB reporting and registration requirements for cross-border transactions
• Working knowledge of Brazilian tax considerations for treasury, such as IOF, withholding taxes, and transfer pricing on intercompany funding
• Experience managing liquidity across multiple Latin American jurisdictions, with an understanding of capital controls and convertibility constraints
• Strong analytical, organizational, and communication skills, with the ability to run multiple projects at once
• Ability to partner with and influence a globally distributed team across time zones
• Fluency in English and Portuguese
• Comfort with ambiguity and shifting priorities, and the ability to influence teams whose priorities compete
• Advanced Excel and Google Sheets skills
• A collaborative approach that promotes excellence, innovation, and continuous improvement through technology
• Bachelor's degree in Finance or a related business field

Nice to have

• MBA, CTP, CFA, or FRM certification
• Familiarity with Brazil's virtual asset and stablecoin regulatory framework
• Experience coordinating with local counsel, tax advisors, and external auditors on regulatory matters
• Spanish language skills
• Experience with other analytical tools

What we offer

• Competitive salary, bonuses, and equity
• Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend
• Rest and recharge days
• Generous wellness reimbursement and weekly onsite and virtual programming
• Generous vacation policy to take time off when you need it
• Industry-leading parental leave policies and family planning benefits
• Catered lunches, fully-stocked kitchens with premium snacks and beverages, and team events
• Professional development budget to support learning
• In-office collaboration flexibility, with managers and teams deciding which 10+ days a month they come in
• Bi-weekly all-company meetings with business updates and leadership discussions
• Team offsites, team bonding activities, and social events

About Ripple

Ripple is the leader in enterprise blockchain and crypto solutions with over 900 global employees across 15 offices. Ripple Payments has processed 27M lifetime transactions worth nearly $50B, building crypto solutions for financial institutions, businesses, governments, and developers worldwide.