Staff Product Manager - Payment / Payfi / Stablecoin

As a Staff Product Manager at Better Payment Network, you lead the development of payment and FX products across global emerging markets. BPN is a next-generation stablecoin settlement network incubated through Binance Labs, connecting local fiat rails, stablecoins, OTC desks, exchanges, and liquidity providers to enable efficient currency conversion and settlement for merchants in Africa, Latin America, and Asia. You work closely with financial institutions, payment partners, compliance teams, and engineering to build the liquidity infrastructure behind global stablecoin payments.

What you'll do

• Lead the evaluation, onboarding, and integration of banks, payment service providers, payment channels, and liquidity partners across emerging markets
• Design end-to-end fund flows covering pay-in, pay-out, FX conversion, settlement, refund, reversal, and reconciliation
• Conduct product-level compliance and risk assessments for new markets, channels, partners, and business models
• Own the design and delivery of cross-border payment, local payment method, virtual account, and settlement products
• Define product rules, transaction statuses, account structures, limits, routing, and exception-handling mechanisms
• Monitor channel performance, pricing, success rates, settlement efficiency, operational risks, and fund safety
• Work closely with engineering, compliance, risk, finance, treasury, operations, and external partners to drive delivery
• Apply AI tools to improve product research, documentation, requirement analysis, workflow automation, testing, and data insights
• Prepare clear product documentation and support cross-border communication in both English and Chinese

What you bring

• 8+ years of product management experience in fintech, payments, banking, FX, or crypto
• Hands-on experience in cross-border payments and financial channel integrations
• Strong understanding of pay-in, pay-out, FX, clearing, settlement, reconciliation, refunds, and reversals
• Proven ability to design end-to-end fund flows, account structures, and transaction lifecycle logic
• Ability to evaluate new markets and partners from product, compliance, risk, operational, and commercial perspectives
• Strong analytical, problem-solving, project management, and stakeholder communication skills
• Proficiency in using AI tools to improve work efficiency and product delivery
• Fluency in both English and Chinese

Nice to have

• Experience launching payment products in Latin America, Southeast Asia, Africa, the Middle East, or other emerging markets
• Experience with local payment methods such as PIX, SPEI, virtual accounts, bank transfers, wallets, or real-time payment networks
• Experience in FX pricing, liquidity management, treasury, or multi-currency settlement
• Experience working with banks, payment institutions, card schemes, crypto exchanges, custodians, or liquidity providers
• Familiarity with regulatory frameworks in Europe, Hong Kong, or Singapore, such as EMI, VASP, MiCA, MSO, SVF, or MPI

What we offer

• Fully remote role

About Better Payment Network

Better Payment Network (BPN) is a next-generation stablecoin settlement network incubated through Binance Labs. It connects local fiat rails, stablecoins, OTC desks, centralized exchanges, and decentralized liquidity to enable efficient currency conversion and settlement for merchants operating across emerging markets in Africa, Latin America, and Asia.