Staff Software Engineer, Liquidity Management (C#/.NET)

As a Staff Software Engineer for Liquidity Management at Ripple, you lead the modernization of Ripple Treasury's liquidity platform. You join a team reimagining how enterprise treasury teams manage liquidity globally, building a cloud-native architecture with a modern user experience, real-time cash visibility, and support for both traditional fiat currencies and digital assets.

What you'll do

• Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals
• Establish technical standards and design patterns that enable the team to ship features faster with fewer defects
• Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking
• Identify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliability
• Mentor mid-level and senior engineers, helping them grow into technical leadership roles
• Break down complex, ambiguous problems into actionable work that distributes effectively across the team
• Establish coding standards, review practices, and testing strategies that improve overall code quality
• Champion engineering methodologies including observability, incident response, and production excellence
• Share your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, and lead in technical design and code evaluations
• Drive adoption of modern engineering practices that improve developer experience and productivity
• Lead post-mortems and blameless retrospectives that turn incidents into learning opportunities
• Anticipate future scalability challenges before they become blockers, such as handling 10x growth in transaction volume
• Evaluate emerging technologies and recommend when and how to adopt them, such as new ML frameworks and database technologies
• Balance technical excellence with pragmatic delivery, knowing when "good enough now" beats "perfect later"
• Own critical systems end-to-end, from design through production support
• Take responsibility for production reliability and proactively prevent incidents
• Step into ambiguous situations and drive them to resolution without needing explicit direction
• Lead by example in code quality, documentation, and operational excellence
• Make tough technical trade-off decisions and clearly communicate the reasoning
• Own core platform modernization, rebuilding the platform from the ground up with modern UX, fast workflows, and cloud-native architecture
• Build real-time cash and liquidity data pipelines that give treasury professionals real-time transparency into cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide
• Engineer first-class support for both traditional fiat currencies and digital assets as part of the platform's forward-looking vision
• Develop and optimize machine learning models for the GSmart AI engine that predicts cash flows and enables businesses to balance accounts in real time while making complex funding decisions

What you bring

• 8+ years of professional software engineering experience
• 3+ years working on complex, business-critical systems in production
• Experience working on products with significant scale
• Strong communication skills with experience working in cross-functional projects
• A track record of delivering projects that span multiple quarters and require coordination across teams
• Experience leading technical designs that were implemented by teams of 3+ engineers
• A history of making architectural decisions that had lasting impact on system capabilities
• A track record of establishing technical patterns that were adopted across teams
• Deep expertise with C# and .NET
• Expert-level proficiency in relational databases, ideally SQL Server, including query optimization, indexing strategies, and data modeling
• Deep experience building large-scale multi-tenant enterprise applications
• Experience building and maintaining RESTful APIs and understanding when to use alternative patterns such as GraphQL, gRPC, and webhooks
• Deep knowledge of building applications using React, TypeScript, and JavaScript
• Proficiency with at least one major cloud platform, preferably Azure
• Experience with containerization using Docker and orchestration using Kubernetes
• Understanding of infrastructure as code and CI/CD pipeline design
• Knowledge of observability including logging, metrics, tracing, and alerting strategies
• Experience with microservices deployment patterns and service mesh concepts

What we offer

• Annual base salary of $196,000-$245,000 USD for positions based in New York
• Competitive bonuses and equity
• Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend
• R&R days to rest and recharge
• Generous wellness reimbursement and weekly onsite and virtual programming
• Generous vacation policy, work with your manager to take time off when you need it
• Industry-leading parental leave policies and family planning benefits
• Catered lunches, fully-stocked kitchens with premium snacks and beverages, and plenty of fun events
• Professional development budget to support learning
• In-office collaboration with flexibility to decide which 10+ days a month you come in
• Team offsites, team bonding activities, and happy hours

About Ripple

Ripple is building a world where value moves like information does today. Through crypto solutions for financial institutions, businesses, governments, and developers, Ripple improves the global financial system and creates greater economic fairness and opportunity worldwide.