Transaction Monitoring Analyst - (100% remote Worldwide - LATAM OR APAC timezone)

As a Transaction Monitoring Analyst at Bitfinex, you safeguard the integrity of the platform by identifying, investigating, and mitigating financial crime risks across fiat and cryptocurrency transactions. Working within the Compliance team, you analyze transaction monitoring alerts, assess unusual account activity, and investigate potential money laundering, terrorist financing, sanctions, and fraud-related risks using a risk-based approach. You collaborate closely with AML Investigators, Product teams, and Compliance leadership to ensure timely escalation of high-risk cases and contribute to regulatory reporting and process improvements.

What you'll do

• Develop and implement transaction monitoring algorithms to detect anti-money laundering, terrorism financing, sanctions, and other compliance risks, enabling controls to mitigate detected risks using a risk-based approach
• Analyze and investigate alerts generated by the transaction monitoring system from fiat money (wire and non-wire) and crypto (on-chain and off-chain) trades, deposits, and withdrawals to mitigate risk exposure and escalate urgent alerts according to risk appetite
• Assist the Manager of Transaction Monitoring in building periodic specific and general reports that identify money laundering, terrorism financing, and sanctions-related anomalies for the Chief Compliance Officer and relevant Product Managers
• Work closely with other Bitfinex teams and peer AML Investigators to address fraud, money laundering, terrorist financing, and sanctions risks
• Continuously develop and enhance your skill sets in the application of virtual currencies, documentation requirements, and account behavior analysis in the context of KYC/AML/CTF and Sanctions
• Understand and apply the framework of transaction monitoring rules on a risk-based approach and analyze data needed to assess referrals of unusual transaction activities
• Ensure that KYC/AML/CTF and Sanctions activities are observed at all times, address issues appropriately, and escalate matters to management as required
• Identify and coordinate the implementation of process improvements relating to KYC/AML/CTF and Sanctions policies in conjunction with Bitfinex's Terms of Service
• Conduct initial assessment of referrals of unusual transaction activity
• Report and analyze unusual documentation, information, queries, or transactions to the Manager of Investigations and Transaction Monitoring
• Adjust risk parameters to ensure platform exposure falls within the organization's risk appetite
• Participate in applicable compliance training
• Follow and implement KYC/AML/CTF and Sanctions-related policies, laws, and regulations
• Carry out cross-departmental communication when needed
• Liaise with AML Analysts and users to gather additional information required to verify the presence of money laundering or terrorism financing concerns
• Undertake evaluation and communicate findings and decisions to the respective case stream team leader, escalating to the Head of Investigations where required

What you bring

• Experience in the compliance field within the cryptocurrency or financial services industry
• Fair understanding or ability to understand AML/KYC/CTF related policies, laws, and regulations, including enhanced due diligence (CDD/EDD) and Sanctions
• Basic knowledge of blockchain technology
• Experience with blockchain analytical or transaction monitoring tools such as Chainalysis, Elliptic, or TRM
• A university degree
• Excellent written and verbal communication skills
• Ability to source and understand the content of documentation in various languages, types, and forms
• Demonstrated critical thinking and decision-making skills
• Demonstrated attention to detail, accuracy, and consistency
• Self-motivation and ability to take initiative
• Proficient IT skills (Chrome, Open Search, Google Docs, Gmail, Word, Excel)
• Availability to work in APAC or LATAM timezone

Nice to have

• CAMS (Certified Anti-Money Laundering Specialist) or CBP (Certified Blockchain Professional) designation

What we offer

• 100% remote work with flexible scheduling
• Competitive pay
• Mentorship and growth opportunities
• Career development opportunities
• Learning and knowledge sharing initiatives
• Team-building activities and social events (online and in-person)

About Bitfinex

Bitfinex is a Bitcoin exchange and digital asset platform inspired by Bitcoin's vision of financial freedom. The company delivers a cutting-edge platform for users to buy, hold, and trade digital assets, with a focus on state-of-the-art trading services for individuals and global liquidity providers worldwide.