Transaction Monitoring Analyst - (100% remote Worldwide - LATAM OR APAC timezone)

As a Transaction Monitoring Analyst at Bitfinex, you play a critical role in safeguarding the integrity of the platform by identifying, investigating, and mitigating financial crime risks across both fiat and cryptocurrency transactions. Working within the Compliance team, you analyze transaction monitoring alerts, assess unusual account activity, and investigate potential money laundering, terrorist financing, sanctions, and fraud-related risks using a risk-based approach. You collaborate closely with AML Investigators, Product teams, and Compliance leadership to ensure timely escalation of high-risk cases, contribute to regulatory reporting and process improvements, and continuously enhance monitoring controls.

What you'll do

• Develop and implement transaction monitoring algorithms to detect anti-money laundering, terrorism financing, sanctions, and other compliance risks, enabling controls to mitigate detected risks using a risk-based approach
• Analyze and investigate alerts generated by the transaction monitoring system from fiat money (wire and non-wire) and crypto (on-chain and off-chain) trades, deposits, and withdrawals to mitigate risk exposure and escalate urgent alerts according to risk appetite
• Assist the Manager of Transaction Monitoring in building periodic reports that provide analysis identifying money laundering, terrorism financing, and sanctions-related anomalies for the Chief Compliance Officer and Product Managers
• Report directly to the Manager of Transaction Monitoring and work closely with other Bitfinex teams and AML Investigators to address fraud, money laundering, terrorism financing, and sanctions risks
• Continuously develop and enhance your skill sets in the application of virtual currencies, documentation requirements, and account behavior analysis in the context of KYC/AML/CTF and Sanctions
• Understand and apply the framework of transaction monitoring rules on a risk-based approach, analyzing and evaluating data to assess referrals of unusual transaction activities
• Ensure KYC/AML/CTF and Sanctions activities are observed at all times, address issues appropriately, and escalate matters to management as required
• Identify and coordinate implementation of process improvements relating to KYC/AML/CTF and Sanctions policies in conjunction with Bitfinex's Terms of Service
• Conduct initial assessment of referrals of unusual transaction activity
• Report and analyze unusual documentation, information, queries, or transactions to the Manager of Investigations and Transaction Monitoring
• Adjust risk parameters to ensure exposure falls within the platform's risk appetite
• Participate in applicable compliance training and follow KYC/AML/CTF and Sanctions-related policies, laws, and regulations
• Carry out cross-departmental communication when needed
• Liaise with AML Analysts and users to obtain additional information required to verify the presence of money laundering or terrorism financing concerns
• Evaluate findings and communicate decisions to the respective case stream team leader, escalating to the Head of Investigations where required

What you bring

• Experience in the compliance field within the financial services industry
• Fair understanding of, or ability to understand, AML/KYC/CTF-related policies, laws, and regulations, including enhanced due diligence (CDD/EDD) and Sanctions
• Basic knowledge of blockchain technology
• Experience with a blockchain analytical or transaction monitoring tool such as Chainalysis, Elliptic, or TRM
• A university degree
• Excellent written and verbal communication skills
• Ability to source and understand the content of documentation in various languages, types, and forms
• Demonstrated critical thinking and decision-making skills
• Demonstrated attention to detail, accuracy, and consistency
• Self-motivation and ability to take initiative
• Proficient IT skills including Chrome, Open Search, Google Docs, Gmail, Word, and Excel
• Availability in APAC or LATAM timezones

Nice to have

• CAMS or CBP designation

What we offer

• 100% remote work, with flexible work arrangements
• Competitive pay
• Mentorship and growth opportunities
• Career development opportunities
• Supportive team environment
• Learning and knowledge sharing
• Team-building activities and social activities (online and in-person)

About Bitfinex

Bitfinex is the original Bitcoin exchange, inspired by Bitcoin's vision of financial freedom. The company empowers individuals to transact and connect seamlessly across the globe, providing innovative, reliable, and accessible technology. Bitfinex operates a small, technology-focused core team globally, delivering state-of-the-art trading services and solutions for individuals and liquidity providers in digital assets.