Transaction Monitoring Analyst - (100% remote Worldwide - LATAM OR APAC timezone)

As a Transaction Monitoring Analyst at Bitfinex, you play a critical role in safeguarding the platform's integrity by identifying, investigating, and mitigating financial crime risks across fiat and cryptocurrency transactions. Working within the Compliance team, you analyze transaction monitoring alerts, assess unusual account activity, and investigate potential money laundering, terrorist financing, sanctions, and fraud-related risks using a risk-based approach. You collaborate with AML Investigators, Product teams, and Compliance leadership to ensure timely escalation of high-risk cases and contribute to regulatory reporting and process improvements.

What you'll do

• Develop and implement transaction monitoring algorithms to monitor for anti-money laundering, terrorism financing, sanctions, and other compliance risks, enabling controls to be implemented using a risk-based approach
• Analyze and investigate alerts generated by the transaction monitoring system arising from fiat money (wire and non-wire) and cryptocurrency (on-chain and off-chain) trades, deposits, and withdrawals to mitigate risk exposure and escalate urgent alerts according to risk appetite
• Assist the Manager of Transaction Monitoring in building periodic reports that identify money laundering, terrorism financing, and sanctions-related anomalies for the Chief Compliance Officer and relevant Product Managers
• Work closely with other Bitfinex teams and peer AML Investigators in addressing fraud, money laundering, terrorism financing, and sanctions risks
• Continuously develop your skill sets in virtual currencies, documentation requirements, and account behavior analysis in the context of KYC/AML/CTF and Sanctions
• Understand and apply transaction monitoring rules on a risk-based approach, analyzing and evaluating data to assess referrals of unusual transaction activities
• Ensure KYC/AML/CTF and Sanctions activities are observed, issues are addressed appropriately, and matters are escalated to management as required
• Identify and coordinate the implementation of process improvements relating to KYC/AML/CTF and Sanctions policies in conjunction with Bitfinex's Terms of Service
• Conduct initial assessment of referrals of unusual transaction activity
• Report and analyze unusual documentation, information, queries, and transactions to the Manager of Investigations and Transaction Monitoring
• Adjust risk parameters to ensure exposure falls within the platform's risk appetite
• Participate in applicable compliance training
• Carry out cross-departmental communication when needed
• Liaise with AML Analysts and users to obtain additional information required to verify the presence of money laundering or terrorism financing concerns
• Evaluate findings and communicate decisions to the relevant case stream team leader, escalating to the Head of Investigations where required

What you bring

• Experience in the compliance field within the financial services or cryptocurrency industry
• A fair understanding of AML/KYC/CTF related policies, laws, and regulations, including enhanced due diligence (CDD/EDD) and Sanctions
• Basic knowledge of blockchain technology
• Experience with a blockchain analytical or transaction monitoring tool such as Chainalysis, Elliptic, or TRM
• A university degree
• Excellent written and verbal communication skills
• Ability to source and understand content in various languages, types, and forms of documentation
• Demonstrated critical thinking and decision-making skills
• Demonstrated attention to detail, accuracy, and consistency
• Self-motivation and ability to take initiative
• Proficient IT skills in Chrome, Open Search, Google Docs, Gmail, Word, Excel, and similar tools
• Availability to work in APAC or LATAM timezones

Nice to have

• CAMS (Certified Anti-Money Laundering Specialist) or CBP (Certified Blockchain Professional) designation

What we offer

• 100% remote work, flexible to your location
• Competitive pay
• Mentorship and growth opportunities
• Career development opportunities
• Supportive team environment
• Learning and knowledge sharing programs
• Team-building activities and social events (online and in-person)

About Bitfinex

Bitfinex is a digital asset exchange inspired by Bitcoin's vision of financial freedom. The platform empowers users to buy, hold, and trade digital assets, providing state-of-the-art trading services for both individuals and global liquidity providers. The team is technology-focused, remote-first, and committed to innovation in decentralized finance.