Treasury Manager

As a Treasury Manager at Mesh, you own the movement and placement of money across exchanges, wallets, banks, card networks, and local payment rails. You ensure the right liquidity reaches the right place at the right time, manage partner funding and settlements, review money-movement terms for new deals, and build automation with Engineering and Product to orchestrate liquidity at scale across Mesh's platform.

What you'll do

• Manage daily cash and liquidity across bank accounts, customer fund accounts, custodians and stablecoin wallets, and forecast needs by product and corridor.
• Run pre-funding and settlement lines with liquidity and payout partners: float levels, top-ups and line usage.
• Work with Engineering and Product to build automated liquidity management for Mesh from Scratch (MFS), our new platform, from the ground up: real-time views of where liquidity is needed across bank accounts, wallets and partners, and automated deployment and rebalancing either internally or using an external tool.
• Review the money-movement terms of new customer and partner deals before signature: pre-funding, settlement timing, float, FX, subsidies and partner costs, with sign-off required for ramp, OTC and other deals.
• Track incentive and subsidy spend against approved limits.
• Fund settlements with banks and partners on their cycles.
• Work the daily exception queue: stuck or failed transfers, uncredited deposits and settlement breaks, resolved with partners and Engineering and logged with root cause.
• Handle partner compliance requests such as source-of-funds reviews on large trades.
• Invest corporate cash under a policy approved by the CEO and CFO.
• Shape the investment policy and crypto signing matrix with the CFO, then run them along with approval limits and dual controls, and manage bank and custodian relationships.
• Provide month-end statements and support for bank, investment, custody and restricted cash balances.
• Maintain a 13-week cash forecast with Strategic Finance.

What you bring

• 5+ years in treasury or payment operations at a payments company, money transmitter, exchange or stablecoin business.
• Hands-on experience with both fiat and stablecoin money movement.
• A deep understanding of the payments and liquidity space, and experience specifying and building automated treasury or liquidity systems with engineering teams.
• Liquidity and prefunding management with external partners.
• Experience reviewing settlement and funding terms in commercial contracts.
• Experience operating under an investment policy and approval controls.

Nice to have

• Familiarity with Latin American payment rails such as PIX and SPEI.

What we offer

• Base salary range of $170,000-$210,000 USD (adjusted for location outside New York or San Francisco).
• Equity that grows as you and the company grow.
• Comprehensive health coverage for you and your family.
• Unlimited PTO.
• Dedicated learning budget for courses, conferences, and certifications.
• Remote-friendly work approach with in-office expectations of at least 40% of the time (approximately two days per week) for employees based in San Francisco, New York, and Bangalore hubs.
• Top-tier tools and equipment to do exceptional work.

About Mesh

Mesh enables consumers to pay and be paid with any asset by making crypto payments reliable, useful, and ubiquitous. The company combines a powerful orchestration engine with a seamless consumer app to unlock liquidity for everyday commerce. Backed by SBI, Money Forward, Paradigm, Dragonfly, Galaxy, and PayPal Ventures, Mesh is building the infrastructure for the next era of the global economy.