Senior Data Analyst, Risk

As a Senior Data Analyst, Risk at Binance.US, you own the analysis of payment and chargeback data end to end, uncovering what drives net loss and turning that into shipped changes. You break down fraud and loss by driver, investigate emerging trends, design experiments to test risk rule changes, and build the monitoring that keeps the Risk and Compliance team ahead of new threats. You work closely with Risk, Payments, and Product to ensure your insights become real fixes.

What you'll do

• Own the analysis of user lifecycle activities from on-ramp payment (ACH/Card) through trading to withdrawal, understanding what drives anomalies and net loss, and surfacing levers to mitigate them.
• Deep-dive into fraud cases and user profiles to quantify exposure and design and backtest strategies and models to manage those exposures.
• Design and analyze A/B experiments to measure the impact of risk rule and process changes on loss, pass rate, and customer friction.
• Leverage ML techniques to surface patterns in fraud and loss data that manual analysis would miss.
• Break down net loss by driver (fraud type, payment method, user segment) and track it as a core monitoring metric.
• Build and maintain dashboards and monitoring for all essential Risk and Compliance payment metrics, with clear alerting when trends shift.
• Partner closely with Risk, Payments, and Product teams to turn analysis into shipped changes.
• Run ad-hoc analysis to investigate emerging fraud and loss trends and quantify their impact quickly.

What you bring

• 4+ years in risk analytics.
• Strong SQL, plus Python or R for quantitative analysis and statistical modeling.
• Hands-on experience with payment and chargeback data, including reason codes and net loss attribution.
• A solid grasp of A/B testing and experiment design, including hypothesis setting, guardrails, and readout.
• Strong data visualization and dashboarding skills.
• Ability to translate complex data into clear, actionable insights for non-technical stakeholders.
• A solid statistical foundation.
• Ability to manage multiple initiatives simultaneously while maintaining analytical rigor and execution quality.

Nice to have

• Experience in a high-growth tech environment, with fintech or crypto preferred.

What we offer

• Unlimited PTO for salaried full-time employees and 12 weeks fully paid parental bonding leave.
• Mental wellness benefits, including free 1:1 virtual visits with a licensed mental wellness professional, and comprehensive competitive health benefits.
• Fully remote work with work-from-home equipment reimbursements available to new hires.
• Annual professional development budget and free 1:1 virtual visits with a career coach.
• 401k plan with employer match.

About Binance.US

Binance.US is a licensed and regulated U.S. cryptocurrency exchange where users can buy, trade, hold, and earn digital assets. Recognized by Forbes and Business Insider as a top crypto platform, Binance.US leads the industry with low fees, advanced trading technology, strong security, and a robust compliance framework.