Compliance Program Manager

Lightspark Payments is building regulated services on the Lightning Network. As Compliance Program Manager, you lead and manage the BSA/AML and Sanctions compliance program for the regulated payments business. You report to the Chief Compliance Officer and work hand in hand with Product, Engineering, and Operations to design compliant products, document processes, and execute as Lightspark Payments scales.

What you'll do

• Own, maintain, and continuously improve the BSA/AML and Sanctions Compliance Program, including related policies, procedures, and governance frameworks, ensuring they stay current as products, controls, and the business evolve.
• Draft and maintain BSA/AML, Sanctions, and other policies required of a regulated fintech company.
• Translate regulatory requirements into product and control design that is compliant, innovative, and tailored to Lightspark Payments' business.
• Act as a real-time subject matter expert to Product, Engineering, and Design as new products and services are built or enhanced, helping ensure ongoing compliance with all applicable regulatory requirements.
• Understand and explain how compliance requirements apply across the end-to-end funds flow, and contribute to cross-functional working sessions that design products and user interfaces with compliance in mind.
• Conduct counterparty due diligence reviews and maintain and update documentation according to each counterparty's risk rating.
• Maintain and enhance the BSA/AML/Sanctions Risk Assessment and maintain the inventory of controls that supports it.
• Develop and deliver compliance training for employees and relevant partners.
• Identify compliance, regulatory, financial, fraud, and other risks, and bring them to cross-functional partners and leadership with proposed solutions.
• Work effectively with Sales, Product, Engineering, Legal, Design, Business Development, and other stakeholders.
• Support the Licensing and Audit Manager and audit lead in responding to regulatory examinations, partner audits, and reviews.
• Support the Chief Compliance Officer as needed.

What you bring

• 10+ years of total experience, including at least 5 years in a compliance management role such as BSA Officer or Compliance Officer.
• Subject matter expertise in at least one of the following areas: domestic and cross-border payments, blockchain or cryptocurrency compliance, stablecoin payment infrastructure, or complex financial product compliance.
• Understanding of the functional and technical design of blockchain and Bitcoin, and ideally the Lightning Network.
• Experience with payment systems and US and international payment rails, including compliance obligations for customer onboarding, sanctions, AML, and fraud prevention.
• Expertise implementing the Bank Secrecy Act for licensed Money Services Businesses and/or fintechs dealing in digital assets, including Regulation E, the Travel Rule, and CIP/KYC/EDD requirements.
• Experience integrating or configuring compliance vendors, or defining requirements for internal compliance systems.
• Strong analytical and problem-solving skills, with the ability to turn complex regulatory requirements into clear, actionable product documentation.
• Excellent communication and collaboration skills, and a track record of working effectively in cross-functional teams.
• Experience working in a start-up environment or building products or programs from scratch.
• Intense professional curiosity and a growth mindset.

Nice to have

• Bachelor's degree or Juris Doctor.
• Industry certification such as CAMS or CRCM.

About Lightspark

Lightspark is creating the Money Grid, modern and open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide. Lightspark Payments builds regulated services on the Lightning Network to enable global, instant payments.