Lead Product Manager, DeFi

As Lead Product Manager, DeFi at Bitpanda, you will build the company's DeFi ecosystem from the ground up on Vision Chain, Bitpanda's own OP Stack L2 blockchain. You will create the world's premier Euro-denominated DeFi ecosystem, starting with crypto-backed borrowing and lending in the Bitpanda app, and expanding to more sophisticated products leveraging tokenized commodities, securities, funds, and structured products. You'll work in a small, senior team alongside smart contract engineers and Bitpanda's Legal, Compliance and Risk teams, deciding which protocols and partners come to Vision Chain and how to bring DeFi to millions of Bitpanda customers in a way that feels simple and trustworthy.

What you'll do

• Design and run the lending markets by setting loan-to-value and liquidation thresholds, interest rate curves, caps, and oracles, while owning monitoring and incident playbooks
• Bring liquidity and users to permissioned markets and assets by setting supply targets, securing euro liquidity from stablecoin issuers, institutional lenders, curated vaults and market makers, and enabling verified customers to access these markets
• Ensure the right DeFi infrastructure is in place, particularly for permissioned tokenized assets, including DEX liquidity deep enough for swaps and liquidations, liquidators, oracles and other required building blocks
• Shape what customers see, sign, and own in the Bitpanda app, including how liquidation and risk are explained, and measure real use such as borrower retention, bad debt and revenue rather than total value locked alone
• Recommend which protocols and partners come to Vision Chain with a business case, and partner with Legal, Compliance and Risk from day one on EU consumer credit rules and MiCA compliance

What you bring

• 6+ years of Product Management experience, with at least 3+ years focused specifically on building and scaling DeFi or crypto products
• Deep knowledge of lending markets including collateral and liquidation mechanics, interest rate models, oracles and their failure modes, curation and bad debt
• Ability to read Solidity smart contract code well enough to engage with engineers about it and comfort with the EVM
• Demonstrated experience bringing DeFi applications into regulated consumer products and successfully bridging the gap between decentralized and centralized finance
• Ability to lead through influence, build clear business cases, and write excellent documentation in English
• Strong working knowledge of EU crypto regulations such as MiCA to effectively partner with Risk, Legal, and Compliance teams

Nice to have

• Hands-on experience scaling onchain ecosystem liquidity from scratch
• Knowledge of and/or work experience in traditional financial markets

What we offer

• Hybrid working model combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of your choice
• Competitive total compensation package aligned with pay-for-impact policy, including participation in the stock option plan
• Confidential coaching, counselling, and mental health resources through OpenUP
• 3 additional days of paid time off per year to rest and recharge, available after 6 months of employment
• Unlimited access to Udemy's library of online courses
• Discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel
• Up to 8 additional weeks of gender-neutral new parent leave
• Free onsite dining in Vienna, Bucharest, Barcelona, and Berlin offices with freshly prepared lunches and snacks
• Recognition and rewards for tenure at Bitpanda
• Access to exclusive Bitpanda-branded merchandise
• Company events including the Winter Party in Vienna and gatherings worldwide
• Location-specific benefits

About Bitpanda

Founded in 2014 in Vienna, Austria, Bitpanda is a user-friendly, trade-everything platform serving more than 7 million customers across Europe. The company empowers both first-time investors and experienced traders to invest in cryptocurrencies, crypto indices, stocks, precious metals and commodities 24/7, and is one of Europe's safest and most secure investment platforms. Bitpanda is now bringing regulated finance onchain with Vision Chain, its own OP Stack L2 blockchain.