Lead Product Manager, DeFi

As Lead Product Manager, DeFi at Bitpanda, you build the company's DeFi ecosystem from the ground up on Vision Chain, Bitpanda's own OP Stack L2 blockchain. You create the world's premier Euro-denominated DeFi ecosystem, starting with crypto-backed borrowing and lending in the Bitpanda app, then expanding to tokenized commodities, securities, funds, and structured products. You decide which protocols and partners come to Vision Chain and work with smart contract engineers, Legal, Compliance, and Risk teams to bring DeFi to millions of European customers in a way that feels intuitive within the app they already trust.

What you'll do

• Design and run the lending markets by setting loan-to-value and liquidation thresholds, interest rate curves, caps, and oracles, while owning monitoring and incident playbooks.
• Bring liquidity and users to permissioned markets and assets by setting supply targets, sourcing euro liquidity from stablecoin issuers and institutional lenders, and enabling verified customers to access these markets efficiently.
• Ensure the right DeFi infrastructure is in place for permissioned tokenized assets, including DEX liquidity deep enough for swaps and liquidations, liquidators, oracles, and other essential market building blocks.
• Shape what customers see, sign, and own in the Bitpanda app, including how liquidation and risk are explained, and measure real use such as returning borrowers, bad debt, and revenue rather than total value locked alone.
• Recommend which protocols and partners come to Vision Chain backed by a business case, and work with Legal, Compliance, and Risk from day one on EU consumer credit rules and MiCA compliance.

What you bring

• 6+ years of Product Management experience, with at least 3+ years focused specifically on building and scaling DeFi or crypto products.
• In-depth knowledge of lending markets including collateral and liquidation mechanics, interest rate models, oracles and their failure modes, curation, and bad debt management.
• Ability to read Solidity smart contract code well enough to question engineers about EVM details and mechanics.
• Demonstrated experience bringing DeFi applications into regulated consumer products and successfully bridging the gap between decentralized and centralized finance.
• Ability to lead through influence, build clear business cases, and write excellent documentation in English.
• Strong working knowledge of EU crypto regulations such as MiCA to effectively partner with Risk, Legal, and Compliance teams.

Nice to have

• Hands-on experience scaling onchain ecosystem liquidity from scratch.
• Knowledge of and/or work experience in traditional financial markets.

What we offer

• Hybrid working model with flexibility to work from any city or country for 25 additional days per year.
• Competitive total compensation package aligned with Bitpanda's pay-for-impact policy, including participation in the stock option plan.
• Unlimited access to Udemy's library of online courses for continuous learning and skill development.
• Confidential coaching, counselling, and mental health resources through OpenUP.
• 3 additional days of paid time off per year to rest and recharge (available after 6 months tenure).
• Up to 8 additional weeks of gender-neutral new parent leave.
• Free onsite dining in Vienna, Bucharest, Barcelona, and Berlin with freshly prepared lunches and snacks.
• Exclusive discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel.
• Company events including the Winter Party in Vienna and gatherings worldwide.
• Bitpanda-branded merchandise and exclusive gear.
• Recognition and rewards for tenure and achievements.

About Bitpanda

Founded in 2014 in Vienna, Austria, Bitpanda is one of Europe's safest and most secure investment platforms serving more than 7 million customers. The company powers modern investing across cryptocurrencies, stocks, precious metals, and commodities, and is building Vision Chain, its own OP Stack L2 blockchain, to bring regulated finance onchain.