Lead Product Manager, DeFi

As Lead Product Manager, DeFi at Bitpanda, you will build the company's DeFi ecosystem from the ground up, creating Europe's premier Euro-denominated DeFi ecosystem on Vision Chain, Bitpanda's own OP Stack L2 blockchain. You'll work with a small, senior team alongside smart contract engineers and Bitpanda's Legal, Compliance and Risk teams to bring DeFi to millions of investors across Europe in a way that feels as simple and intuitive as the Bitpanda app they already trust.

What you'll do

• Design and operate the lending markets by setting loan-to-value and liquidation thresholds, interest rate curves, caps, and oracles, and own monitoring and incident playbooks.
• Bring liquidity and users to permissioned markets and assets by setting supply targets, securing euro liquidity from stablecoin issuers and institutional lenders, and determining how verified customers access these markets.
• Ensure the right DeFi infrastructure is in place for permissioned tokenized assets, including DEX liquidity for swaps and liquidations, liquidators, oracles, and other market dependencies.
• Shape what customers see, sign, and own in the Bitpanda app, including how liquidation and risk are explained, and measure real use through borrower retention, bad debt, and revenue metrics.
• Recommend which protocols and partners come to Vision Chain, backed by business cases, and work with Legal, Compliance and Risk on EU consumer credit rules and MiCA compliance.

What you bring

• 6+ years of Product Management experience, with at least 3+ years focused on building and scaling DeFi or crypto products.
• Deep knowledge of lending markets: collateral and liquidation mechanics, interest rate models, oracles and their failure modes, curation and bad debt management. You can read Solidity smart contract code well enough to question engineers about it and are comfortable working with the EVM.
• Demonstrated experience bringing DeFi applications into regulated consumer products and successfully bridging decentralized and centralized finance.
• The ability to lead through influence, build clear business cases, and write excellent documentation in English, with a strong working knowledge of EU crypto regulations such as MiCA to partner effectively with Risk, Legal, and Compliance teams.

Nice to have

• Hands-on experience scaling onchain ecosystem liquidity from scratch.
• Knowledge of and/or work experience in traditional financial markets.

What we offer

• Hybrid working model combining onsite collaboration and remote work, plus 25 additional days per year to work from a city or country of your choice.
• Competitive total compensation package aligned with pay-for-impact, including participation in the stock option plan.
• Confidential coaching, counselling, and mental health resources through OpenUP.
• 3 additional paid days off per year to rest and recharge, available after 6 months of employment.
• Unlimited access to Udemy's library of online courses.
• Up to 8 additional weeks of gender-neutral new parent leave.
• Free onsite dining in Vienna, Bucharest, Barcelona, and Berlin with freshly prepared lunches and snacks.
• Discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel.
• Exclusive Bitpanda-branded merchandise and gear.
• Company events and celebrations worldwide.
• Location-specific benefits designed to enhance life at Bitpanda.

About Bitpanda

Founded in 2014 in Vienna, Austria, Bitpanda is a user-friendly investment platform serving over 7 million customers across Europe. The company empowers both first-time investors and seasoned experts to invest in cryptocurrencies, crypto indices, stocks, precious metals and commodities with any budget, 24/7. Bitpanda is building Vision Chain, its own OP Stack L2 blockchain, to bring regulated finance onchain.