Risk Strategy Analyst

As a Risk Strategy Analyst at Coins.ph, you help design, implement, and optimize risk strategies to safeguard the platform, with a particular focus on merchant risk management and transaction monitoring. You work closely with cross-functional teams to balance business growth with robust risk controls at the most established crypto brand in the Philippines, which serves over 18 million users and is fully regulated by the Bangko Sentral ng Pilipinas (BSP).

What you'll do

• Monitor and analyze platform transactions to identify unusual patterns, potential fraud, or high-risk activities
• Conduct merchant onboarding risk assessments (KYB) and ongoing merchant risk reviews
• Collaborate with Product, Compliance, and Operations teams to develop risk control rules and workflows
• Use data analytics tools such as SQL, Excel, and Python to detect anomalies, create risk dashboards, and generate actionable insights
• Review incidents, perform root cause analysis, and recommend process improvements to prevent recurrence
• Stay current with evolving fraud trends, payment regulations, and crypto industry best practices

What you bring

• A Bachelor's degree in Business, Finance, Economics, Data Analytics, or a related field
• 2-3 years of experience in risk management, fraud detection, merchant risk, or fintech risk roles
• Strong analytical skills with experience handling large datasets
• Proficiency in English, both written and spoken, for cross-team and international communication
• Proficiency in SQL, Excel, and/or Python
• Attention to detail, self-motivation, and the ability to manage tasks independently

Nice to have

• Familiarity with merchant risk assessment, payment fraud detection, or KYB/KYC processes
• Experience with business intelligence tools such as Tableau or Power BI
• Experience with AI and LLM applications in fraud detection, risk management, transaction monitoring, or data analytics
• Familiarity with machine learning, anomaly detection, or AI-assisted decision-making

About Coins.ph

Coins is the most established crypto brand in the Philippines, trusted by over 18 million users. The company is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and was the first crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank.