Senior Managing Counsel, Regulatory - Crypto & Digital Assets Regulation

As Senior Managing Counsel, Regulatory at Mastercard, you serve as the lead regulatory counsel for Mastercard's digital assets initiatives globally and oversee regulatory workstreams for digital assets M&A integration. You lead regulatory strategy, licensing, supervisory engagement, and regulatory compliance management across Mastercard's digital assets portfolio, working across the US, EU, UK, APAC, and other priority markets.

What you'll do

• Develop and execute the global regulatory strategy for Mastercard's digital assets businesses, including engagement, advocacy, and positioning with regulators across priority markets
• Lead a global team of regulatory counsel and regulatory compliance professionals supporting digital asset products and entities, including hiring, coaching, performance management, and team development
• Serve as the senior regulatory liaison to business, product, and functional leaders for digital asset initiatives
• Oversee licensing strategy and execution across applicable frameworks, including NYDFS BitLicense, state money transmitter licenses, EU MiCA, and analogous regimes in other jurisdictions
• Lead supervisory engagement and regulatory examinations for Mastercard's digital assets business, including support of acquired entities in coordination of examinations and examination responses, remediation commitments, and ongoing supervisory reporting
• Provide regulatory advice on product development and commercial transactions
• Advise on the application of the Travel Rule (31 CFR 1010 and equivalent regimes), sanctions and AML obligations, consumer protection requirements, market conduct rules, and prudential expectations specific to digital asset activities
• Drive the design and implementation of compliance management policies and controls calibrated to the operational and technological characteristics of digital asset products, including blockchain analytics, wallet screening, and on-chain monitoring
• Manage external counsel across multiple jurisdictions and synthesize complex multi-jurisdictional advice into executable guidance for the business
• Provide periodic reports to senior management on emerging regulatory developments, supervisory trends, and the state of the digital assets regulatory compliance program
• Identify and manage regulatory change, partnering with product, engineering, and compliance owners to develop solutions that meet new requirements without compromising commercial objectives
• Maintain deep industry knowledge of digital asset regulation, market structure developments, and supervisory priorities, and represent Mastercard in industry working groups and trade association forums

What you bring

• JD from an established and reputable law school; active bar membership in good standing
• Substantial experience advising on digital asset regulation at a financial institution, virtual asset service provider, payments company, or top-tier law firm
• Demonstrated experience leading licensing and supervisory matters under at least one of NYDFS BitLicense, MiCA, MAS PSA, or UK FCA cryptoasset registration; broad familiarity across multiple regimes strongly preferred
• Deep working knowledge of the BSA, FinCEN guidance applicable to convertible virtual currencies, the Travel Rule, OFAC sanctions, and state money transmission frameworks as applied to digital asset activity
• Experience managing regulatory examinations and supervisory engagements with US and non-US regulators
• Experience building and managing a global team, managing executive stakeholders, and gaining buy-in for enabling strategy
• Proven success operating in a multi-national organization, partnering effectively with product, engineering, compliance, and commercial teams in a technology-driven business
• Strong analytic capabilities and excellent written and oral communication skills, including the ability to translate complex regulatory and technical concepts for executive audiences
• Comfort operating in areas of legal and regulatory ambiguity; willingness to take reasoned positions and stand behind them

What we offer

• Competitive base salary (based on location, job-related knowledge, skills, and experience)
• Annual bonus or commissions depending on the role
• Medical, prescription drug, dental, vision, disability, and life insurance
• Flexible spending account and health savings account
• 16 weeks of new parent leave and up to 20 days of bereavement leave
• 80 hours of paid sick and safe time, 25 days of vacation time, and 5 personal days per year (pro-rated based on date of hire)
• 10 annual paid US observed holidays
• 401(k) with a company match
• Deferred compensation for eligible roles
• Fitness reimbursement or on-site fitness facilities
• Tuition reimbursement eligibility

About Mastercard

Mastercard is a global technology company in the payments industry operating across more than 210 countries and territories. The digital assets business spans stablecoin settlement, tokenized deposits, crypto card programs, on/off-ramp services, and regulated digital asset infrastructure, enabling banks, fintechs, virtual asset service providers, and merchants to move value across traditional and blockchain rails with compliance, speed, and certainty.