Senior Product Manager - Agentic Payments

As Senior Product Manager for Agentic Payments at Rain, you own a 0-to-1 platform that governs how AI agents spend money safely. You will define the primitives for agent authority, design the developer-facing APIs and controls, and build the category as agentic commerce emerges. You report to the Head of Product and work daily with engineering, risk and compliance, network partnerships, and developers shipping on Rain's infrastructure.

What you'll do

• Define the primitives for agent authority: spend scopes, merchant and counterparty allowlists, velocity and amount ceilings, task-bound credentials, human-in-the-loop approvals, and clean revocation.
• Own scoped virtual cards for agents - cards provisioned for a single merchant, amount, and task, retired the moment the task completes.
• Extend Rain's stack (wallets, virtual accounts, onramps, offramps, cross-border payments) to agent initiators within the parameters customers define.
• Treat the API as the product: own endpoint design, error semantics, idempotency, webhooks, sandbox and simulation tooling, SDKs, and reference agents.
• Own documentation and the onboarding path with the same rigor as the product itself. Time to first authorized agent transaction is your metric.
• Run a tight design-partner loop with agent builders: read their integration code, sit in their debugging sessions, ship against what you find.
• Build the roadmap from first principles: form a thesis on where agentic commerce goes next, sequence bets accordingly, and kill what is not working quickly.
• Partner with risk and compliance on Know Your Agent - agent identity, attestation, delegated authority, auditability, and dispute handling in a world where the cardholder was not the one who clicked.
• Represent Rain's technical point of view in Agentic Payments Alliance working groups and with Visa, Mastercard, and stablecoin partners as standards take shape.
• Write the specs, launch posts, and positioning that teach the market what controlled agentic payments means.

What you bring

• 8+ years in product management, with meaningful time on a developer-facing platform, API, or infrastructure product. You have shipped something engineers chose to build on.
• Technical depth: you read API diffs, write your own queries, prototype against your own endpoints, and hold your own in an architecture review. You do not need to have been an engineer, but you need engineers to take you seriously.
• 0-to-1 instincts: you have taken a product from a blank page to real usage in an ambiguous market, and you are comfortable with a roadmap that changes because the ground moved.
• Payments or fintech fluency, or the obvious appetite to acquire it fast. You know authorization flows, issuing, interchange, chargebacks, settlement, KYC/KYB, or you will learn them in weeks rather than quarters.
• Judgment under risk: every control you design trades capability against loss. You can reason about that tradeoff explicitly and defend where you landed.
• Strong writing: at Rain, specs, docs, and launch narratives are the job, not overhead.
• A bias for motion: you would rather ship a narrow thing this month and learn from it than scope a broad thing for two quarters.

Nice to have

• Hands-on experience building or deploying AI agents (tool use, orchestration frameworks, MCP, evals).
• Stablecoin or on-chain payments background: settlement, custody, treasury operations, or wallet infrastructure.
• Experience working directly with card networks, issuing processors, or sponsor banks.
• Time at an early-stage company during a period of fast scaling.

What we offer

• Unlimited time off (minimum 10 days per year).
• Flexible working: work from home, office, or both. New team members receive a stipend to set up a comfortable home workspace.
• For US team members: coverage of 95% of health, dental, and vision plan costs, 90% for dependents, plus 100% company-subsidized life insurance.
• 401(k) with a 4% company match.
• Equity option plan for all team members.
• Monthly stipend for health and wellness spending (gym memberships, fitness classes, massages, acupuncture, etc.).
• In-office meals for those working from the office (DoorDash credit).
• Team summits and company offsites, both domestic and international.

About Rain

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. As a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations across over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain closed a $250M Series C in January 2026 at a $1.95B valuation, led by ICONIQ with backing from Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst.