Senior Product Manager, Cards

As Senior Product Manager for Cards at Rain, you own one of the most strategically important surfaces at the company. Cards are how stablecoins meet real-world spend, and you'll shape the product, platform, and growth decisions that define that experience for Rain's partners and their end users. This is a senior individual contributor role where you operate as the directly responsible PM for cards end to end.

What you'll do

• Own the roadmap for Rain's cards product, including cardholder experience, platform capabilities, and growth, and drive it end to end
• Partner deeply with engineering on platform and infrastructure tradeoffs such as issuing flows, authorization behavior, ledger design, and network integrations, then translate them into partner-facing product decisions
• Define and ship the card experience your fintech, neobank, and institutional partners put in front of their users, covering onboarding, activation, spend controls, and lifecycle
• Build and tune the activation and growth levers that drive adoption, usage, and retention of cards across partner programs
• Translate complex payments and stablecoin infrastructure into intuitive product surfaces
• Gather feedback directly from partners, distill it into sharp prioritization, and push the team toward the highest-leverage work
• Measure ruthlessly, iterate quickly, and set a bar others want to work to

What you bring

• 8-10 years of product management experience with a track record of shipping products from zero-to-one through scale at a product-led company with a strong engineering culture and high bar for quality
• Exceptional product judgment and analytical rigor; you're someone others describe as one of the sharpest PMs they've worked with and you consistently raise the bar for the people around you
• A senior, autonomous operator who can define the problem, drive the plan, and own the outcome without needing close direction
• Strong technical fluency in APIs, payments systems, and blockchain concepts, with the instinct to pull on technical threads yourself rather than defer to engineering
• Genuine excitement to live in the details; you believe product quality is won in the specifics and are energized by the work to get them right
• Excellent written and verbal communication; you can operate with sophisticated external partners and internal engineering teams with equal ease
• Proven ability to ship quickly, measure adoption, and iterate in a fast-moving environment

Nice to have

• Experience with card issuing, payments, or cross-border fintech products
• Exposure to stablecoins, crypto, or smart contract ecosystems
• Previous startup or hypergrowth environment experience

What we offer

• Unlimited time off with a minimum of 10 days annually
• Flexible working, with the option to work from home, an office, or both; new team members receive a stipend for home workspace setup
• For US-based employees, coverage of 95% of health, dental, and vision plan costs and 90% for dependents, plus a 100% company-subsidized life insurance plan
• 401(k) with a 4% company match
• Equity option plan for all team members
• Monthly health and wellness stipend for eligible spending such as gym memberships, fitness classes, massages, or acupuncture
• In-office meals covered with a DoorDash credit for those working from the office
• Team and company offsites, both domestic and international

About Rain

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories, and is trusted by more than 100 organizations worldwide. The company closed a $250M Series C in January 2026, valuing Rain at $1.95B.