Senior Software Engineer (Institutional, Financing)

As a Senior Software Engineer on the Financing Engineering team within Coinbase's Institutional group, you design, build, and scale the systems that safely manage billions of dollars in loans across Portfolio Margin, Trade Finance, Agency Lending, Bilateral Lending, and more. Financing is foundational to the Prime Brokerage business, enabling customers to use leverage on trading positions and generate yield on long holdings. You own critical backend services that drive recurring revenue, increase trading activity, and keep institutional assets on platform.

What you'll do

• Own the design and delivery of new financing products and features, from architecture through production launch, ensuring correctness and safety across high-value lending operations.
• Build and maintain backend services, APIs, and frameworks that support loan lifecycle management, risk calculations, and real-time position tracking.
• Drive engineering excellence by improving developer tooling, testing infrastructure, monitoring, and operational reliability across financing systems.
• Partner with Product, Risk, Operations, and other engineering teams to translate business requirements into scalable, well-scoped technical solutions each quarter.
• Lead technical initiatives that strengthen system resilience, reduce operational risk, and support the team's ability to ship safely at speed.

What you bring

• 5+ years of backend software engineering experience, with production ownership of services handling high-reliability or financial workloads.
• A proven track record designing, building, and scaling service-oriented architectures in Go, Java, or a comparable backend language.
• Experience building and operating distributed systems where correctness, availability, and data integrity are critical.
• Demonstrated ability to mentor engineers, lead technical design reviews, and raise the bar on code quality across a team.
• Familiarity with relational data stores, gRPC/Protobuf, and observability tooling in a cloud-native environment.
• The ability to utilize generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

What we offer

• Base salary of $207,955-$218,900 USD, varying by location
• Equity and bonus eligibility
• Benefits including medical, dental, vision, and 401(k)
• Remote-first work with quarterly in-person working sessions called "surges"

About Coinbase

Coinbase is building the future of finance with a mission to increase economic freedom. The company is remote-first but not remote-only, and maintains a high bar for excellence across all teams.