Compliance Officer

As Head of Financial Crime Compliance at HIFI, you own the company's BSA/AML and sanctions program across both fiat and on-chain flows. You'll be the primary point of contact for banking partners, auditors, and examiners, set compliance policy, manage and grow the compliance team, and work directly with product and engineering to turn regulatory requirements into onboarding flows and monitoring rules.

What you'll do

• Own HIFI's BSA/AML and sanctions compliance program across fiat and stablecoin flows, including the annual risk assessment and independent testing
• Oversee KYC/KYB and enhanced due diligence for institutional clients, fintechs, and financial institutions, and make final calls on high-risk onboarding decisions
• Manage transaction monitoring and investigations, including alert quality, escalation standards, and final review and filing of SARs
• Run sanctions screening on OFAC and other applicable lists for clients, counterparties, and blockchain wallet addresses, and set the standards for resolving potential matches
• Serve as the primary point of contact for banking partners, auditors, and examiners, and own responses to diligence requests and exam findings
• Write and maintain compliance policies and procedures, including stablecoin-specific requirements under the GENIUS Act, and brief leadership on regulatory changes that affect the business
• Partner with product and engineering to design onboarding flows, monitoring rules, and system controls, and evaluate and select compliance vendors and tooling
• Hire, manage, and develop the compliance team, and set the processes that let the function scale with transaction volume

What you bring

• 7+ years of relevant experience in BSA/AML, financial crime compliance, payments compliance, fintech compliance, banking, crypto, or a related field
• Senior individual contributor or management level experience within a regulated financial services, payments, fintech, crypto, or banking environment
• Strong working knowledge of BSA/AML, KYC/KYB, customer due diligence, enhanced due diligence, OFAC sanctions, transaction monitoring, and suspicious activity escalation
• Strong understanding of payment flows, including ACH, wire, RTP, cross-border payments, virtual accounts, and other bank payment rails
• Strong familiarity with stablecoins, digital asset transactions, blockchain-based settlement, wallets, and crypto compliance risks
• Experience working with compliance platforms such as Sumsub, Persona, TRM Labs, Chainalysis, or similar systems
• Demonstrated experience improving or redesigning manual compliance processes through automation, workflow design, tooling, or operational controls
• Strong judgment and the ability to distinguish between regulatory requirements, partner requirements, internal policy, and risk-based business decisions
• Ability to communicate complex compliance issues clearly to technical, operational, commercial, and executive stakeholders
• Strong project management skills and the ability to drive remediation and implementation work across multiple teams
• Comfort operating in a fast-moving environment where products, regulations, counterparties, and risk profiles evolve quickly
• Ability to work in person most days of the week from the HIFI office in Flatiron

About HIFI

HIFI is a stablecoin infrastructure company founded in 2022 that builds technology for payments and tokenized money products across money movement, cards, and capital markets. Institutions and enterprises use HIFI's platform and APIs to move billions of dollars in production environments worldwide. The company has raised $37 million, including a Series A led by Left Lane Capital.