Finance Analyst

As a Finance Analyst at Coinflow, you'll be the operating engine of the finance team at a fast-scaling payments company. You keep liquidity positions funded and forecast, produce merchant and partner reporting, build the models behind pricing and projections, and turn numbers into the decks leadership and the board use to make decisions. This is a launchpad role for someone early in their career who wants exposure across treasury, FP&A, and strategy, and who wants to help build how a modern fintech finance function runs from the ground up.

What you'll do

• Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model
• Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views
• Prepare the monthly end-of-month finance deck and board meeting materials, and build a KPI dashboard that feeds them
• Run margin analysis on merchant pricing requests, support pricing tools and the quote-to-cash process, and own the operating model, budget, and scenario planning
• Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows

What you bring

• 1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company
• Advanced Excel or Google Sheets skills; able to build a 3-statement model and cash forecast from scratch
• Ability to turn analysis into clear, concise slides for leadership
• Strong attention to detail and comfort reconciling data across multiple sources
• High ownership: you finish what you start without being chased
• Comfort with ambiguity and the pace of a high-growth startup, and readiness to work hard
• Bachelor's degree in Finance, Accounting, Economics, or a related field

Nice to have

• Experience in payments, fintech, or financial services
• Familiarity with interchange, processor fees, or merchant pricing
• Exposure to treasury operations, cash management, or AR/AP
• SQL or other data skills
• Interest in stablecoins, crypto, or alternative payment rails

What we offer

• Base salary of $90,000-$115,000 USD, depending on experience, education, skills, and qualifications
• Performance bonus and meaningful equity grant
• Health and wellness benefits
• 401(k) savings plan
• Flexible time off
• Broad exposure across treasury, FP&A, pricing, and strategy at a rapidly scaling fintech
• Direct work with finance leadership and visibility into board-level decisions

About Coinflow

Coinflow is a next-generation payment service provider founded in 2023 that revolutionizes global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Since its seed round in 2024, the company has achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. Headquartered in Chicago, IL, Coinflow serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide, and is backed by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures.