Global KYC & Due Diligence Specialist

As a Global KYC & Due Diligence Specialist at Ripple, you carry out due diligence to mitigate regulatory, reputational, and sanctions risks associated with Ripple's institutional clients, counterparties, and corporate partners. You ensure compliance with Anti-Money Laundering (AML), Counter-Terrorist Financing, and Economic Sanctions regulations including the Bank Secrecy Act and USA PATRIOT Act. You join the growing Global Compliance team, reporting to the Manager, Global KYC & Due Diligence.

What you'll do

• Carry out day-to-day corporate due diligence to support Ripple's global business engagements
• Conduct Customer Due Diligence and Enhanced Due Diligence on prospective customers onboarding to Ripple's U.S. and non-U.S. wholly owned regulated subsidiaries
• Conduct Know Your Customer (KYC) analysis and risk profiles in accordance with policies and procedures
• Conduct watchlist and negative news screening and dispositioning tasks, escalating any items requiring additional attention
• Collect, synthesize, and analyze data from multiple sources, including publicly available databases and websites
• Identify information gaps and recommend action items to close them
• Summarize, document, and communicate findings and recommended action items in a timely manner to compliance management and other internal stakeholders
• Perform periodic and ad hoc due diligence reviews on customers based on their assigned risk scores
• Assist the Due Diligence Manager in special or ad hoc projects related to the due diligence program

What you bring

• 3-4 years of AML/OFAC/Sanctions screening experience
• Demonstrated knowledge of AML and OFAC regulations, requirements, and tools
• Strong public data research and report writing skills
• Ability to work autonomously while growing in a collaborative team environment
• Attention to detail and a sense of curiosity

Nice to have

• CAMS certification
• Fluency in additional languages
• FinTech or crypto experience

What we offer

• Competitive salary and equity
• 100% paid medical and dental, 95% paid vision insurance from your first day
• 401(k) with match, fully paid parental leave, and commuter benefits
• Generous wellness reimbursement and weekly onsite programs
• Flexible vacation policy, work with your manager to take time off when you need it
• Employee giving match
• Modern office in San Francisco's Financial District
• R&R days to rest and recharge
• Mobile phone stipend

About Ripple

Ripple is building the Internet of Value, using blockchain and cryptocurrency technology to enable the instant and seamless flow of value around the world. Ripple is dedicated to creating gains in financial efficiency, equity, and inclusion for governments, businesses, and consumers.