MAS Compliance Officer (Singapore AMLO)

As a MAS Compliance Officer at Coins, you serve as the designated compliance lead for our Singapore regulated entity and support broader global compliance operations. You combine strong regulatory knowledge with operational execution capability in a fintech and crypto environment, ensuring compliance with Singapore regulatory requirements and managing anti-money laundering, counter-terrorism financing, sanctions, and financial crime risk across multiple jurisdictions.

What you'll do

• Serve as the designated Compliance Officer for the Singapore entity and primary point of contact for local regulatory compliance matters.
• Ensure ongoing compliance with applicable Singapore regulations, including MAS requirements related to payment services, AML/CFT, technology risk, and regulatory reporting.
• Maintain and enhance compliance policies, procedures, and controls for the Singapore business.
• Support licensing obligations, regulatory submissions, audits, inspections, and examinations.
• Monitor regulatory developments in Singapore and assess impact on business operations.
• Coordinate with external counsel, auditors, and regulators where necessary.
• Support the development and implementation of group-wide AML/CFT and sanctions compliance programs across multiple jurisdictions.
• Enhance customer due diligence, enhanced due diligence, transaction monitoring, sanctions screening, and suspicious activity reporting frameworks.
• Conduct AML risk assessments for products, jurisdictions, customers, and business initiatives.
• Partner with Operations and Product teams to implement scalable compliance controls and monitoring solutions.
• Review and advise on high-risk customers, escalations, and suspicious activities.
• Assist in managing global AML investigations and reporting obligations where applicable.
• Develop and deliver compliance training programs across the organization.
• Prepare compliance reporting materials for senior management, boards, and regulators.
• Support internal audits and independent compliance reviews.
• Maintain compliance documentation, registers, and governance records.
• Help establish compliance metrics, KPIs, and management reporting processes.
• Promote a strong culture of compliance and ethical conduct across the organization.

What you bring

• A Bachelor's degree in Law, Finance, Accounting, Business, or a related field.
• Minimum 3 to 5 years of compliance, AML, or financial crime experience in fintech, payments, banking, or cryptocurrency industries.
• A strong understanding of Singapore AML/CFT regulations and MAS expectations.
• Familiarity with global AML standards and regulatory frameworks (FATF, sanctions regimes, travel rule).
• Strong analytical, communication, and stakeholder management skills.
• The ability to operate independently in a fast-moving and evolving regulatory environment.

Nice to have

• Experience working with payment institutions, digital asset businesses, or cross-border financial services.
• Experience managing compliance operations across multiple jurisdictions.
• CAMS, ICA, or equivalent compliance certification.
• Experience supporting Major Payment Institution or crypto-related licensing frameworks.
• Experience interacting directly with MAS or other financial regulators.
• Familiarity with blockchain analytics and crypto transaction monitoring tools.
• Experience building compliance processes in high-growth environments.

About Coins

Coins is the most established crypto brand in the Philippines with more than 18 million users. It is fully regulated by the Bangko Sentral ng Pilipinas and is the first crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank.