Senior Product Manager - Compliance

As a Senior Product Manager for Compliance at Rain, you own the compliance product surface end to end for a global stablecoin payments platform. Every card Rain issues, every wallet it opens, and every dollar that moves across its rails depends on controls that are correct, auditable, and fast. You will work daily with Compliance, Legal, Risk, Engineering, and Partnerships, sitting in rooms with bank partners, network representatives, and the largest customers' compliance teams.

What you'll do

• Own the KYC and KYB onboarding experience for consumers and businesses across every market Rain operates in, tracking and optimizing conversion, accuracy, and cost per verified user.
• Build and tune sanctions screening, PEP and adverse media checks, and transaction monitoring, including blockchain analytics for wallet screening and source-of-funds signals.
• Drive down false positives and analyst review time without weakening detection, and define the metrics that prove improvement.
• Ship the case management, escalation, and SAR/STR workflows your compliance analysts use every day.
• Translate regulatory obligations - state money transmission licensing, EMI and MiCA in the EU, VASP regimes, stablecoin-issuer requirements, Travel Rule, and local equivalents - into requirements engineers can build against.
• Partner with Legal and Compliance to make new-market launches repeatable instead of one-off scrambles, handling jurisdictional configuration, disclosures, data residency, and reporting.
• Run regulatory change management as a product process, turning rule changes into tracked roadmap items rather than fire drills.
• Own conformance with Visa and Mastercard rules across the programs Rain runs and sponsors, including BIN controls, MCC and merchant restrictions, program registration, and network reporting.
• Build the controls, evidence, and attestation tooling issuing banks and BIN sponsors require, making audits straightforward.
• Partner with Risk on disputes, chargebacks, fraud rules, and authorization-time controls where compliance and fraud overlap.
• Turn internal compliance capability into products partners can use: APIs, dashboards, configurable rule sets, audit logs, and reporting they can hand to their own regulators.
• Serve as the product voice in partner compliance diligence, security reviews, and bank onboarding, feeding what you learn back into the roadmap.
• Define how much control a partner gets and where Rain holds the line, clearly enough that sales can sell it and engineers can build it.
• Write the strategy and roadmap for compliance product and defend the sequencing to the exec team.
• Specify precisely. In this domain, an ambiguous requirement is a regulatory finding waiting to happen.
• Instrument everything - pass rates, decision latency, alert volume, review throughput, escalation outcomes - and use it to make the case for what comes next.

What you bring

• 8+ years in product management, including at least three years owning compliance, risk, identity, or payments products in a regulated environment.
• Working fluency in AML/CFT: you can hold your own on KYC and KYB standards, sanctions screening logic, monitoring typologies, and SAR workflows without needing a translator.
• Direct experience with card issuing, payments infrastructure, or banking-as-a-service. You understand what an issuing bank, a BIN sponsor, and a network each expect from a program.
• A track record of shipping systems where correctness matters more than a fast demo, and the technical depth to design data models and APIs with engineers rather than around them.
• Comfort with genuine ambiguity. The regulatory picture for stablecoins is still being written, and you will often decide with incomplete information.
• Clear, precise writing. Most of your leverage here comes from documents other people can act on.

Nice to have

• Experience with stablecoins, digital assets, or onchain settlement, including blockchain analytics tools.
• Multi-jurisdiction launch experience across LATAM, APAC, EU, or EMEA.
• Time spent inside a compliance, financial crime, or regulatory function, or hands-on partnership with one.
• Familiarity with SOC 2, PCI DSS, or similar control and audit frameworks.

What we offer

• Unlimited vacation with a 10-day annual minimum.
• Flexible working: work from home, office, or both. New hires receive a stipend to set up a comfortable home workspace.
• For US employees: 95% of health, dental, and vision plan costs covered, plus 90% for dependents, and 100% company-subsidized life insurance.
• 401(k) with a 4% company match.
• Equity option plan for every team member.
• Monthly health and wellness stipend for gym memberships, fitness classes, massages, acupuncture, and other eligible wellness spending.
• In-office meals: lunch and dinner for those working from the office, covered with a DoorDash credit.
• Team and company offsites, both domestic and international.

About Rain

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. As a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. In January 2026, Rain closed a $250M Series C led by ICONIQ, valuing the company at $1.95B, with backing from Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst.