Senior Product Manager, Payments

As a Senior Product Manager on the Payments Platform team at Coinbase, you own how customers add and use bank accounts, cards, and digital wallets. The Payments Platform builds and runs the systems that move customer money in and out of Coinbase, covering bank transfers, card payments, wires, and real-time rails. Your work sits directly on revenue and customer trust: if a customer cannot add a payment method, nothing else happens.

What you'll do

• Own the multi-year strategy and roadmap for how customers add and use bank accounts, cards, and digital wallets on Coinbase, including the full funnel from first screen through linking, verification, and failure recovery
• Drive intelligent routing of payment onboarding across multiple payment service providers and banks, picking the path most likely to succeed and cheapest to run so a single provider problem never becomes a customer outage
• Shape the approach for confirming that a payment method belongs to the customer, partnering with Risk and Compliance to hold a measured line on fraud loss versus conversion
• Partner with Business Development and external bank and processor partners on commercial terms, integrations, and the next wave of payment capabilities
• Lead payment method cost and performance reporting end to end, surfacing tradeoffs to senior leadership and building platform capabilities that other product teams can reuse

What you bring

• 7+ years of product management experience with depth in payments, money movement, or financial platforms, and a track record of owning a payment or money movement funnel end to end at scale with measurable results
• Working knowledge of how card payments and bank transfers work, including declines, retries, verification, tokenization, and routing, with the ability to go deep with engineers on service architecture, APIs, and routing logic
• Strong analytical instincts, including designing experiments and holding a measured line on tradeoffs when the easy answer and the right answer are not the same
• The ability to utilize generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality

What we offer

• Base salary of $207,485-$244,100 USD, varying by location
• Equity and bonus eligibility
• Benefits including medical, dental, vision, and 401(k)
• Quarterly in-person working sessions called surges, with remote-first flexibility

About Coinbase

Coinbase is building the future of finance by increasing economic freedom. The company operates a remote-first environment with a focus on uncompromising standards and high impact work.