Specialist, Global KYC & Due Diligence

As a Specialist in Global KYC & Due Diligence at Ripple, you carry out corporate due diligence to mitigate regulatory, reputational and sanctions risks associated with Ripple's institutional clients, counterparties and corporate partners. You ensure compliance with Anti-Money Laundering (AML), Counter-Terrorist Financing, Economic Sanctions regulations including the Bank Secrecy Act (BSA) and USA PATRIOT Act. You join the growing Global Compliance team, reporting to the Manager of Global AML & Sanctions Due Diligence.

What you'll do

• Carry out day-to-day corporate due diligence to support Ripple's global business engagements
• Conduct Customer Due Diligence and Enhanced Due Diligence (EDD) on prospective customers onboarding to Ripple's U.S. and non-U.S. wholly owned regulated subsidiaries
• Conduct Know Your Customer (KYC) analysis and risk profiles in accordance with policies and procedures
• Conduct watchlist and negative news screening and dispositioning tasks, escalating items requiring additional attention
• Collect, synthesize, and analyze data from multiple sources, including publicly available databases and websites
• Identify information gaps and recommend action items to close them
• Summarize, document, and communicate findings and recommended action items to compliance management and internal stakeholders
• Perform periodic due diligence reviews on customers based on their assigned risk scores
• Assist the Due Diligence Manager on special and ad hoc projects related to the due diligence program

What you bring

• 3-4 years of AML/OFAC/Sanctions screening experience
• Demonstrated knowledge of AML and OFAC regulations, requirements, and tools
• Strong public data research and report writing skills
• Ability to execute independently in a team environment with minimal supervision
• Attention to detail and a sense of curiosity

Nice to have

• CAMS certification
• Fluency in additional languages
• FinTech or crypto experience

What we offer

• Competitive salary, bonuses, and equity
• Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend
• Rest and recharge (R&R) days
• Generous wellness reimbursement and weekly onsite and virtual wellness programming
• Generous vacation policy, worked out with your manager
• Industry-leading parental leave policies and family planning benefits
• Catered lunches, fully-stocked kitchens, and regular team events
• In-office collaboration flexibility: managers and teams decide which 10+ days per month to come in
• Professional development budget to support learning
• Bi-weekly all-company meetings with business updates and leadership discussions
• Team offsites and bonding activities

About Ripple

Ripple builds crypto solutions for financial institutions, businesses, governments and developers to improve the global financial system and create greater economic fairness and opportunity. The company operates in a fast-paced environment with experienced industry leaders and is committed to building a diverse and inclusive team.