Treasury Manager

As a Treasury Manager at Mesh, you own the movement of money across exchanges, wallets, banks, card networks and local payment rails. You ensure the right liquidity is in the right place, partners are pre-funded, settlements are paid on time, corporate cash is invested within policy, and every stuck transfer is found and fixed. You also review the money-movement terms of new deals before they are signed and work with Engineering and Product to build the automation that deploys liquidity where it is needed.

What you'll do

• Manage daily cash and liquidity across bank accounts, customer fund accounts, custodians and stablecoin wallets, and forecast needs by product and corridor.
• Run pre-funding and settlement lines with liquidity and payout partners: float levels, top-ups and line usage.
• Work with Engineering and Product to build automated liquidity management for Mesh from Scratch (MFS), our new platform, from the ground up: real-time views of where liquidity is needed across bank accounts, wallets and partners, and automated deployment and rebalancing either internally or using an external tool.
• Review the money-movement terms of new customer and partner deals before signature, including pre-funding, settlement timing, float, FX, subsidies and partner costs; sign-off is required for ramp, OTC and other deals.
• Track incentive and subsidy spend against approved limits.
• Fund settlements with banks and partners on their cycles.
• Work the daily exception queue: stuck or failed transfers, uncredited deposits and settlement breaks, resolved with partners and Engineering and logged with root cause.
• Handle partner compliance requests such as source-of-funds reviews on large trades.
• Invest corporate cash under a policy approved by the CEO and CFO.
• Shape the investment policy and crypto signing matrix with the CFO, then run them along with approval limits and dual controls, and manage bank and custodian relationships.
• Provide month-end statements and support for bank, investment, custody and restricted cash balances.
• Maintain a 13-week cash forecast with Strategic Finance.

What you bring

• 5+ years in treasury or payment operations at a payments company, money transmitter, exchange or stablecoin business.
• Hands-on experience with both fiat and stablecoin money movement.
• A deep understanding of the payments and liquidity space, and experience specifying and building automated treasury or liquidity systems with engineering teams.
• Experience managing liquidity and prefunding with external partners.
• Experience reviewing settlement and funding terms in commercial contracts.
• Experience operating under an investment policy and approval controls.

Nice to have

• Experience with Latin American payment rails such as PIX and SPEI.

What we offer

• Base salary of $170,000-$210,000 USD (adjusted for location outside New York or San Francisco).
• Equity that grows as you and the company grow.
• Comprehensive health coverage for you and your family.
• Unlimited PTO.
• A dedicated learning budget for courses, conferences, and certifications.
• Hybrid work: at least 40% in-office time (approximately two days per week) at our San Francisco, New York, or Bangalore hubs, with flexibility to work remotely otherwise.
• Top-tier tools and equipment.

About Mesh

Mesh enables consumers to pay and be paid with any asset by making crypto payments reliable, useful, and ubiquitous. The company combines a powerful orchestration engine with a seamless consumer app to unlock liquidity for the world and is backed by leading investors including SBI, Money Forward, Paradigm, Dragonfly, Galaxy, and PayPal Ventures.